Jiezhuang easy instructions

1What kind of people for recommended Jiezhuang easy

"Just buyers, lack of funds on hand; would have some funds on hand, but once the choice of a one-time investment home, the savings There is not much left.; 3 funds is relatively sufficient, but choose Jiezhuang after one-time investment, other investment

②Why choose Jiezhuang easy

Home to zero interest, zero Shoufu, unsecured, ultra low fees, handling process is simple and quick. The following examples: Mr. Lee 60000 Yuan decoration stage, divided into 12 phases, each (monthly repayment 5000 yuan, 12) the fee for the 2.5% stage of the total amount, and the one-time payment, that is Mr. Li in the first repayment, but also 5000 yuan, but also also 60000*2.5%=1500 yuan, the remaining 11 months only 5000 yuan per month. At this time, Mr. Lee will because 2.5% of the fees and hesitate whether chooses the family installs easily, we calculate an account for him: 1, and microfinance contrast: small loans without fee, its interest rate is 0.6%, every month, or 12 months to pay the total interest is 7.2%, which is three times the 2.5% fast 2, other investment; do not say, only 60000 yuan a year deposit, the current one-year deposit interest rate is 4.14%, then a year after Mr. Lee to obtain the income for the 60000*4.14%=2484 yuan, 984 yuan fee minus stage left. In short, suitable for home to people, home is a good choice of their financial management.

③Home to the relevant provisions

A)     Jia Zhuang Yi amount range: 10000~100000 can be divided into 12 period, 24 period, 12 period the cardholder fee for the 2.5% stage of the total amount, 24 for a period of 8%;

B)    Jiezhuang agreement agreed to housing decoration, home ownership agreements and China Merchants Bank credit card holders, three shall be a natural person;

C)    Businesses need to do original proof materials Jiezhuang easy for customers, including identity documents, the housing sales contracts (full payment must submit payment invoices, non full payment must be submitted with the loan contract) or real estate card, identification and the above a copy retained;

D)    The cardholder one-time pay the total purchase amount of at least 15% (non payment made by the China Merchants Bank credit card payment), purchase intention to confirm the cardholder's true; the cardholder should routinely left at least 5% of the tail section (non China Merchants Bank credit card payment cardholders)The mostThe total amount of the purchase of the 80% instalment.

Note: 1, at present, only between husband and wife, credit card and the property owner is not the same person, to provide a marriage certificate (copy retained), to do home easy, father (mother) - Zi (female) or brother (sister) - brother (sister) relationship cannot do Jiezhuang easy.

2, the highest amount of total amount of staging is 80% decoration, decoration Yi amount range: 10000 ~10 million, in stage 100000 as an example, the corresponding decoration for a total amount of 100000 / 80%=125000, this does not mean that the only decoration in the amount of 125000 the following can choose Jiezhuang decoration, such as the total amount of 150000, the highest stage do 100000, then staging accounted for 100000 / 150000 =66.7%, this is allowed, which accounted for the total amount of the approved amount decoration of the highest was 80%, lower than the ratio.

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