You need to provide what information list of bank loans?
Created:
/Author:
Aaron Lewis
The following loans required basic materials:
1) the secondary housing mortgage loans: the seller and the buyer to provide the necessary information A. the buyer to provide information: Both spouses identity card The couple residence booklet / outsiders needs a temporary residence permit and residence booklet Certificate of marriage / divorce certificate or the court verdict Proof of income (bank specified format) Wage water (the wage bill) Copy of business license stamped with inspection College degree or above, provide proof of qualifications Proof of assets (real estate, automobile, deposit, title.Not must provide, but is conducive to the approval of the loan) Outsiders to provide tax or insurance certificate B. the seller delivers data: Both spouses identity card Couple this account Certificate of marriage / divorce certificate and the court verdict House property card
2) housing mortgage loans: A. borrower and mortgagor belong to one person (all original): The couple: ID card, account book, marriage certificate, proof of qualifications (degree), the cost of housing property permits, the need to provide the original purchase agreement, the need to provide proof of delivery room listed, the principal applicant proof of income, pay water, where the unit copy of business license (state-owned enterprise except) that other proof of assets, occupation qualification B. borrower and mortgagor are not the same person (all original) Borrowers couples: ID card, account book, marriage certificate, proof of qualifications (degree), the principal applicant's income certificate, where the unit copy of business license (state-owned enterprise except) that other assets, occupation qualification certificate Property couples: ID card, residence booklet, marriage certificate, property cards, the cost of housing need to provide the original purchase agreement, the need to provide proof of the central delivery room listed
3) the provident fund loans: Provident fund tube A.: Seller: only the owner identity cards, property cards to the original (containing a total of warrants), the receiving bank personal settlement account original (not use credit card or regular passbook) The buyer: the couple's identity card, residence booklet, marriage certificate, residence certificate, diploma, certificate of title, provide the real estate property card original borrower himself in the name of other existing real estate situation (real estate and title certificate credit rating by) B. the national provident fund tube: Seller: only the owner identity cards, property cards to the original (containing a total of warrants), I Construction Bank personal settlement account original (not use credit card or regular passbook) The buyer: the couple's identity card, residence booklet, marriage certificate, residence certificate, diploma, certificate of title, real estate certificate.
field also need to labor contract to provide the borrower himself in the name of other existing real estate conditions, the specified format proof of income couples each in two copies, each of the three one inch photos, the borrower himself CCB repayment bankbook or card. If I can not be present, according to the need to fund the specified certificate to do commissioned notary.