You can buy vehicle insurance? What are the pros and cons

We all know that the insurance coverage of floating mechanism, will implement preferential or floating premium according to the traffic situation, claims the situation last year. If the annual record bad customer to buy insurance on the local, auto insurance prices rise a lot. Many claim number is more than 3 customers in the renewal, want to through the purchase insurance from the field to avoid the amount of premium floating. You can buy vehicle insurance? What are the risks?

 

You can buy vehicle insurance? Theoretically speaking, seems to be feasible. At present, like insurance Taibao, safe and large domestic insurance companies have achieved national pay. If the owner of the insured in different places, when the owners in the actual use of distress, can take different claims channel, as long as choose the nearest insurance company of any one to compensate dot, can enjoy surveying, accept the claim documents, payment of insurance indemnity and pays rescue expenses and other services.

 

You can buy vehicle insurance? What are the benefits of different insurance? Get what benefits? As the previous insurance information platform can only local query, for some insurance claims the number of car owners, if in a foreign insurance company, the insurance company is not check to the owners on the annual claims information. So the insurance company may be the customer identified as last year without danger of customers, and according to the underwriting rules of insurance company, give the customer a discount. Therefore, the savings from the insurance funds, the annual number of claims occur many owners have good prospects of gain of the insured is different. But because the insurance company has been achieved between the supply and demand compensation information, this approach is "aging".

 

You can buy vehicle insurance? If can be insured, there is no risk? Will bring trouble to future claims? Although different insurance premium can circumvent the problem of floating, but there is also the risk to be insured in accordance with the provisions, such as cross strong insurance only in the sales area specified, if through the relevant channels to buy different cross strong insurance policy, in violation of relevant provisions of the column cross strong insurance, will lead to void the warranty claim, for the future when claims are hidden dangers.

 

Integrated view, can buy vehicle insurance? It also requires the owner to be treated with caution, after all, is not a good way to reduce offsite insurance premium, drive carefully, obey the traffic rules, reducing the accident rate is the only way to reduce the insurance premium. In addition, select the appropriate insurance can also effectively reduce the premium, for example the Pacific network marketing insurance can enjoy the car insurance business many 15% discount.