Auto loans which charges calculated?

　　Car loans' > auto loans what costs? For example, Shoufu, monthly amount and so on, consumers for auto loans business before making a decision, except to consider these, also need to calculate what cost?

In general, the main cost choice car loan will relate to for reference, and are more or less different specific costs between different regions and models.

One, purchase a car to pay the expense.

The first payment is generally the price 40%, institutions or companies high income customers may be relaxed to 30%.

Two, the new car insurance costs

The main car insurance costs summed up cross strong insurance costs and commercial insurance costs. Compulsory insurance is a national compulsory insurance, every car owner must pay, a unified national price. While the commercial insurance expenses, such as car damage insurance, three party insurance, car personnel liability insurance, because it involves more factors and risks, and price, area and hooks, the calculation process is more complex, new car owners can use the Internet free insurance calculator to billing.

Three, the notary mortgage fees

Equitable mortgage fees including notary fees and mortgage fees. Generally handles the vehicle equity mortgage fees 1000 yuan in the next.

Four, the licensing fee

Licensing fees for vehicle license fee, choose to apply for free. Generally speaking, the new licensing costs include costs, new on-line detection to pay fees and the extension number camera car licence fees, these costs add up to a total of 300 yuan.

Five, the performance of gold

The performance of gold that is required to pay margin loans, the mortgage after the completion of the payment refund. 300000 following the vehicle charge 3000 yuan.

Six, credit costs

Generally in accordance with the loan amount of 1% charge. Due to the different areas, different.

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