Bad credit record whether the loan to buy a car

Bad credit record whether bank loan to buy a car? Will decide whether or not to loan according to individual consumers, one of the important content and credit records as the audit, is the important basis to judge whether a person has the ability to repay.

In general, if you have bad credit record and want to loan to buy a car can be a concrete analysis of concrete problems:

First of all, if you have bad credit records of your credit report, the bank loans will be difficult. But if you have a mortgage reasonable, you can choose a small loan companies, auto finance companies try to apply for a loan.

Secondly, you can borrow the severity and your bad credit records, if your overdue repayment is 3 months, or 6 months, then some banks or acceptable.

Finally, the central bank will generally choose two years from the bank to withdraw a credit record, if the adverse record, the cardholder has remained card habits, good two years later, a new, good records will gradually refresh, replacing old, negative record.

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