Xi'an car loans - secured car loan need to take responsibility for what?
Created:
/Author:
Aaron Lewis
For secured car loan need to take responsibility for what? In general as a guarantor, unable to repay their car in the borrowerLoanWhen the need to take responsibility for what? The guarantor how to avoid risks? There are three points need attention.
The legal consequences, to recognize their own behavior.
For others or for other people or guarantees, loans, are related to legal issues.In accordance with the law, as a full civil capacity of the citizens, as long as the formation of legal relations, must bear legal responsibility.For another loan, he is a debtor to pay off the debts, needless to say.In another loan, only as a guarantor of the case, also cannot reduce their legal responsibility."Guarantee law" provisions, which is called when the debtor (the borrower) fails to perform the obligations or cannot perform the debt, the guarantor shall perform the debt or liability guarantee.In real life, some people think, a guarantee for others to "a number", to comply with the provisions of credit cooperatives loans; and that, in its own name for another loan, "because the loan is not I use the", "who, who spend money".A similar wrong understanding, there is no clear legal responsibility and legal consequences.
In two, to guarantee such acts can not give oneself over to blind emotions.
Some people due to the close or the leadership of the face, or the interests of the temptation, emotional, act on impulse in handling things, not very carefully to guarantee or loan.To know that, trust relationship between the person and person's life, the law will appear in the guaranteed debt, which originates from the trust; but not overly exaggerated confidence limits, because that is the basis of ability to pay off debts.That is not on their own economic strength, does not observe the borrower's debt paying ability, rushed to guarantee or assume sb.'s name borrowing, it will eat the bitter fruit.
Three, to learn how to protect their legitimate rights and interests according to law.
The loan contract in some cases, there are often some in their own name for other borrowers, from credit cooperatives and other financial institutions or other creditors, the loan does not perform any procedures circumstances, a verbal statement without any proof of delivery, there is no legal knowledge and the lack of risk awareness, awareness of evidence of performance, once the two sides friendship is changed, interest change caused by litigation, it is difficult to ascertain the facts, their legitimate rights and interests are difficult to maintain.Therefore, as long as the formation of legal relations, we should strengthen the concept of law, establish the evidence awareness, the legal act their authentic, sufficient evidence to support.
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