LoanThe car is good

Loan to buy a car good? Generally speaking, than the full payment of the loan to buy a car to pay interest and fee, and the consumer choice of car loan purchase a car costs in different ways, is certainly not the same.

If you are in the traditional consumer mortgage loans car, is only of interest, no fees; hypothesis 30000 loan, the annual interest rate of 6.75%, three years of interest 3224 yuan, for 923 months;

If by credit card installment purchase a car to count, is the only fee, no interest; fee is the first payment when one-time charge, fee =3 million loan rates (* this depends on local bank charges, need to consult the bank); for the month of 30000 /36 period (3 years).

Credit card loans is a kind of automobile consumption behavior of banks and launched against the cardholder, to a certain extent, reduce the purchase a car makers economic pressure, although credit card loans without interest, but the charges are complex, and the strict requirements.

One of the advantages of using a credit card installment purchase a car is fast approval, but the loan amount is generally less, but require borrowers with good credit records. Another advantage of it is no interest, but the bank will charge a certain percentage of the fees, such as the 4%-12%* loan fees, but there are a lot of dealers will bear this fee for consumers.

The specific steps of the credit card loans are as follows:

1 the cardholder (or applicant) telephone advisory bank credit card center or go to a local bank, to know whether can handle the loan credit truck.

2 card holders identity documents, to the dealer to on-site fill car purchase easy installment orders by banking background, implementation of the audit.

3 when the order through the audit, the cardholder to pay the first payment, and go through the formalities of normal purchase a car.

4 when the vehicle after the licence, cardholders need to bank mortgage procedures at the same time required to purchase insurance insurance provisions.

5 Finally we can smoothly move the car.

Just a phone call, all vehicles can do ~ ~ let you buy a car without waiting for the stageContact person: Zhang Tel: 13892896151 QQ:26326288

Shoufu 30% models do not limit        The price is low (major 4S shops have cooperation)      The procedure is simple (identity card account)

Low cost (40% lower than the 4S store)  Low interest rates (the central bank benchmark interest rate)          Soon the car (the car)

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