Loan to buy a car must pay a fee? Although car loans should charge a fee, has not been clearly defined.But many applicationThe car loanA friend '> auto loans, have said they are banks or 4S shop imposed fees.
In general, the loan to buy a car because of the need for vehicles to mortgage, insurance procedures, so the car loans include fees for compulsory insurance, travel tax, commercial insurance and registration costs.The commercial insurance, and no compulsory related, but the 4S store also tend to purchase a car purchase requirements.
Of course, what is the specific car loans standard fees, or decided by many factors, car loan form regions and models etc..It is reported that bank auto loan fee is 3%, 10000 yuan in general, car finance institutions, and more convenient 4S stores its fee standard is relatively high.
At present, interest free loans to buy is common, in addition to interest free loans to buy car manufacturers are not regularly launch activities, is the most common credit card installment buying a car.Compared with the car dealer launch activities, credit card installment payment buy also realized the interest free purchase a car, but in the model choice of some more.
It is understood by credit card installment purchase a car to buy a car, people can choose the number of installment according to their own actual situation, in general there are 12, 18, 24, 36 period number is optional.In the process of credit card installment purchase a car car buying process, people need to pay a certain proportion Shoufu, and the appropriate fee, specific criteria for staging the amount ranging from 3.5%-10%.
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