How to calculate the car loan interest? Now we know the car loan with bank mortgage loans, auto finance company loan, credit card payments, and different loans required the payment of interest is not the same, so how to calculate the loan interest, according to the borrower specific car loans mode.General car loans to calculate the interest: interest = amount * * the term of the loan interest rate
If, is general commercial mortgage loans and borrowers, from bank loans, the interest rate is the benchmark interest rate by the Executive (three year as an example: the benchmark interest rate is 6.15%), while in the repayment of principal and interest is matching interest repayment, the monthly repayment of interest is the reduction of the.
If the credit card payment, in the prescribed period, without interest, just needs one time charge a certain amount of fees, relatively speaking, credit card payments more affordable.
Consumer loans can be a mortgage or other loans for car loans, the interest rate is still the benchmark interest rate by the bank's executive, and basically the same mortgage loans.
Auto finance company loan interest rates than commercial loans to floating, than the general commercial bank loans to buy high interest rates of about 1.91%.
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