Xi'an car loans - for the zero interest rate Judai risk?
Created:
/Author:
Aaron Lewis
Friends: for the zero interest rate Judai risk?
Friends do want to loan to buy a car? Many car manufacturers to attract your eyeball launched the zero interest rate car loan preferential activities, but really equal to zero cost, in fact, in the process of handling risks.
According to some market data show, last year bought 50000 yuan car loans accounted for about 15%, and now has reached more than 40%.Analysts believe that, in addition to people to buy more and more strongly the desire, car loans threshold is more and more low, is the leading cause of the increase in the number of loans to buy a car.
At present, there are three of the most common citizens to purchase a car loans, bank loans, credit card installment purchase a car and auto finance company loan.It is understood, have much home bank cooperation with a number of brand automobile 4S stores, not regularly launched a "zero interest rate" purchase a car service.
Although the bank has the stage zero interest rate preferential purchase a car, but not zero cost, in addition to cooperation project specific models and fixed banks, generally through the credit card payment even zero interest rate, also need to pay a fee, but such loans mode of operation is simple, with credit loans to individuals.Bank car loan interest rate is relatively low, but the need to provide proof of income, proof of real estate data, procedures more complex.Auto finance company loan procedures simple, but higher interest rates.
In addition, car loans Shoufu ratio is more favourable, buy thirty thousand yuan of above models, the general requirements for a loan to buy a car loan purchase a car now Shoufu, Shoufu low to 20%.
Just a phone call, all vehicles can do ~ ~ let you buy a car without waiting for the stageContact person: ZhangTel: 18109240216QQ:26326288
Shoufu 30% models do not limitThe price is low (major 4S shops have cooperation)