The car is full payment, or choose the loan is good? You know, car loans need to pay interest, but can reduce Shoufu pressure, do not take up too much of their money, but for a loan to buy a car, but also needs to satisfy the bank's request to do.

Geely's consumer Mr. Li to car recently, he takes a fancy to is a sport utility vehicle, all down the price of 130000 yuan, Mr. Li in than price to buy the car. However, the reception of his sales consultant told Mr. Li said, hope he can loan to pay for the car. The salesperson told Mr. Lee loan to pay for the car is the car if you use the loan to buy you can enjoy 1 years of zero interest rate. While the rest of the money, Mr. Li can be used to do business or for other purposes.

Like Mr. Li, in other dealers also have appeared. A car dealer Nancheng sales manager said, now sell a car not to earn money, many models are at a loss to sell the whole paragraph, if consumers buy, is more deficient, therefore, now called the salesman tried to make consumer loans to buy a car, so you can get some fees.

"Bluntly, if the car status has been losing money, we are sure to come from the other aspects, for example the licensing costs, loan fees or allow consumers to replace another vehicle configuration. In these aspects, the loan fee is too fast, because as long as the salesman will sell, consumers will choose the loan to buy a car, and consumers are willing to accept, because only pay thousands of dollars, but the rest of the several million yuan or even hundreds of thousands yuan can be used for other things." A dealer sales manager said.

It is understood, now car loans' > car loan, a car loan, fee from 2000 yuan to 5000 yuan. Often companies loan officer said the charges are bank or charge the automobile financial company, make consumers believe they did not profit from it.

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