Xi'an auto loans car payment in advance is also need to pay attention to what?
Created:
/Author:
Aaron Lewis
For some consumers, car loan ahead of time or in order to reduce the cost to purchase a car, but I don't know whether to make an appointment in advance, or need to pay part of the liquidated damages, for consumers, need to pay attention to the following four points early repayment.
1, the early repayment by appointment
Not to the bank will be able to advance repayment.The need for early repayment appointment, banks shall be 15 days in advance about the appointment, different banks have different provisions, specific can be related to understanding to apply for.
2, the early repayment to carry the relevant materials
The car loanA'
> auto loan repayment ahead of schedule should be prepared to relevant information, including: the ID, the applicant and the bank signed the loan contract, to the bank to fill out the application form, last month owing on the loan repayment bills and advance owing on the loan agreement and the provisions of other data bank.
3, the early repayment or need to pay part of the liquidated damages
In general, for loans for less than a year, most banks will Shouquweiyaojin, but the default payment is still high.Hence the need for liquidated damages and interest capital expenditure proportion, and then decide whether the loan repayment ahead of schedule decision.
4, the lowest amount of one-time repayment is limited
The amount of one-time repayment of bank usually has a minimum, if the bank after the expiry of 1 years, early repayment limit of 6 times the normal monthly payments.If no one paid, the lender can choose according to the regulations of bank and handling their finances.
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