The definition of a personal loan pledged loan that is not due to the customer regular savings deposits or bonds as pledge, made a certain amount of RMB loan from the bank.
The loan application area Wuhan City
The currency of RMB
The proportion of loans 90%
The loan interest rate that file with the loan interest rate announced by the people's Bank of Chinese period as the basis, in accordance with the borrower loan terms loans interest rates for the corresponding floating.
Certificate of deposit guarantee or mortgage
Qualifications for application 
The loan object natural person with full capacity for civil conduct, and holding the foreign currency savings deposits of effective certificate issued by the Bank of Communications Bank or to buy Treasury bonds.
Requirements for borrowers-
The use of the loans provided loan threshold amount of more than RMB 1000 yuan. The RMB deposit and bond, loan pledge rate not to exceed the maximum deposit 90% of par; in foreign currency deposit, loan pledge rate not to exceed the maximum deposit $85%, foreign currency deposits according to the published foreign exchange (money) to buy discount into renminbi.
Repayment provisions 
Repayment matching service
Early repayment provisions-
Early repayment costs-
The loan application process 
For the loan data of 1 personal certificates of deposit (Treasury) mortgage loan application form; 2 the borrower valid proof of identity; 3 bank outstanding individual time deposit certificate or certificate T-bond original; 4 lenders require documents or other information provided.
Loan cost-
Loan process
Note borrowers may use the loans for the purchase of housing, the purchase of durable consumer goods, Home Furnishing decoration, holiday tourism, education and other consumer demand, as well as for the business turnover, plant construction normal business needs. The term of the loan shall not exceed the pledge due date, and the loan period of not more than 1 years. Can pledge for loans pledge: bonds, certificates of deposit.