1 a loan advisory

Customer to bank outlets for loan consulting, network customers recommend "auto loan agreement" special automobile dealers.

At present, not automobile consumption credit business to carry out a wide range of. Compared with the ordinary car sales business, only applies to our little part has credibility, but the lack of a one-time payment of the purchasing power of the people, so need to sponsor (dealers, banks, insurance sector) work comprehensive, in the publicity should offer "purchase a car to be known as the consultant".


2 auto consumption credit purchase a car

Consumer credit model most new car launched by * * bank, * * * * company, insurance company, people close to the life, simple transaction procedure, reasonable cost, all the trouble is solved by us. Please purchase a car before the application, read the instructions carefully before "".

(a) way to purchase a car:
 

The customer paying less than car x% of the funds, the balance for no longer than x years of special funds to bank loans, and by the dealer to provide loan guarantees.

(two) loans to purchase a car people with the condition:

Urban registered permanent residence, domicile 1 x x x x region.
Natural person is 2.25 ~ 60 years of age.
3 can provide the lender approved pledge, mortgage or guarantee of the third party.
4 have a stable occupation, stable income, have the ability to repay the principal and interest of the car.
5 is willing to accept the lenders that other necessary conditions.

(three) loans to purchase a car should provide information:

1 my ID card2 this account3 driving license4 of the housing5 two photos6, labor income proof7 parking permit
Note: the data in 1 originals and three copies
2 common purchase a car and the guarantor shall provide information in the purchase a car 1, 2, 4, 6

(four) process:

Distribution point and the Advisory Network Consulting
The information provided by the dealer to pay the first instance
The selected models, with the dealer to sign the "contract" purchase a car
The first payment will be deposited in the designated accounts, and submit to the bank (the automobile consumption loan application)
According to the "loan contract" provisions, scheduled to return directly to the bank loan interest
For vehicle dealers formalities and delivery vehicles
The insurance, mortgage registration, the notary procedures
Bank acceptance, approval, and signed the "loan contract"

(five) other matters:

For the 1 vehicle insurance shall be designated by the insurance company, will ensure that categories are: car damage insurance, third party liability insurance, funded rescue, non deductible insurance and installment purchase a car credit insurance and guarantee insurance.
2 notary fees shared by both sides of purchase and sale, a half.
3 people still need to purchase a car according to the loan period, a guarantee fee shall be paid. The standard rates on loans for the base, a term of 1% years, two years 2%, three years 3%.
4 the implementation of all in one service, but for all the costs borne by the vehicle households purchase a car, the user is required to pay the service fee in every car * element. "Parking" requires the user to prove oneself handle.