The balance sheet date, determine the loan is impaired, as should write down amount, debit "impairment of assets" subjects, credited "loan loss provision" subjects. At the same time - the house can be secured car loans? Should be the subject, (principal, interest adjustment) balance into the subject (impaired), a debit of the subjects (impaired), and credited to the account (principal, interest adjustment).

Q: how do the house mortgage loan to buy a car?

Answer: of course you can. Because the property of high value, low flow, low risk, not easy to be damaged by the house can be secured car loans? Banks and lending institutions, has been the most loved. Mainstream mortgage loan to buy a car's.

At present, there are three kinds of house does not have a mortgage loan application market:

The first class: the small property right room (small property right is only the sales contract, but did not receive housing units authorized)

Do not have the mortgage application reason: no property right certificate, if encounter policy planning will disappear.

Class second: not repaid loans house, also known as the mortgage housing.

Do not have the mortgage application reason: only have use rights, property rights while Bank - house can be secured car loans?.

Class third: not to 5 years period of economical and practical housing

Does not have the mortgage application reason: only 5 years, economical and practical housing have listed, the property rights can only transfer.

Therefore, if you want to mortgage installment purchase a car, must see your Is it right? Belonging to the three categories of housing, which is the key to success.

Easy credit net loan application note

1, loan and loan signing of successful interview, do not pay the loan. Do not believe in paying the costs to obtain loans or withdrawals password such argument.

2, a collateral loan is relatively easier, unsecured loans have many institutions. But all kinds of loans regardless of which institution is issued, all you need to have the ability to repay, also means that, without any conditions will give you the loan institutions, must be a liar or illegal organizations, we have to be careful.

3, the loan must choose normal lending institutions, so as to avoid unnecessary loss.

Interest loans, although the borrower is able to repay the loan principal and interest, but there are some repayment may be adversely affected by factors, such as these factors continue

The borrower's ability to repay, affected
The probability of loan losses, not more than 5 � � �.