I don't know the topic and fit, but I still hope and you talk about.

    The state has promulgated the policy, encourage farmers to develop business at home, but the farmers will find startup capital, but also difficult to bank loans. To borrow a certain amount of money, ha ha, it is very difficult! Why will appear this kind of phenomenon? It is very simple to say, to bank loans only three things, mortgage, pledge, guarantee, three things can be seemingly simple but it is very difficult to do for farmers,

   You say the first thing, mortgage, now the most effective and the most used is the real estate mortgage, but the farmers do not have these conditions, rural farmers in the housing generally do not have complete documents, the free transfer can not, the bank approved collateral free transfer transactions, then said housing low value, banks are generally not interested in rural house, so the most effective and simple mortgage farmers do not have advantage.

   The two pledge, the pledge is generally the bank certificates of deposit, bonds, insurance, rural credit cooperatives, and generally accepted is the bank certificates of deposit, but in rural areas it is difficult to find the hypothecated deposit certificate in, want to find one hundred and eighty thousand of the deposit is almost impossible, because the money is almost a household life save money on food and expenses a penny saved down, it is for children to go to school to get married, their pension cure life-saving money, oneself also can't take out investment business, let alone lend it to others. For safe preservation, not for business development, one reason for the slow development of the rural areas, so you have again good project is in vain, only you successful entrepreneurs, to drive a large number of people to get rich. But the initial funding is hard to put together, it is difficult to find the hypothecated deposit certificate in in the countryside, as for the other it let alone.

   The rest is guaranteed, with the joint responsibility of rural legal awareness and enhance the security, plus the village It's better to save trouble. heart, most people will not give you a guarantee. Even though there are several good friends, not open face, give you a Sanqianwuqian guarantees that are not top what with you, even if I'd like to give you some guarantee is not the strength. Banks don't recognize it, so in the countryside to find suitable guarantor is difficult, but the farmers are also very difficult from the bank loan to the section, is also not easy to raise venture capital,

    But things always One divides into two., we say our loans, banks in rural loan is difficult, want to put the money out of bank lending, let the money flow up, but you do not have the conditions of the loan, plus the rural do have individual faithless not owing on the loan, and now the banks loan lifelong responsibility system the bank, more not easy to lend out money. Therefore leads to those who do good projects and trustworthy people want to loan not, the bank to loan not down phenomenon,

    The State shall encourage peasants to do poineering work independently, while the bank wants to put the money to lend to farmers, while farmers want to venture capital, how to solve such a problem is I can't give you a guarantee? Oh, their only valuable is his kidney, in the Internet to see a kidney market value was estimated to be between fifteen to three hundred thousand, since it has such a high market value, why not used as collateral, and the removal of a kidney and will not affect the continuation of life.

  Kidney do guarantee is tantamount to fight to win or die, because each person to earn money in order to make their lives better, healthier, and no one will make fun of his own health, more money you health and no money, what is the use, so before loans to banks, investors will put the analysis of investment projects a more thorough, more thoughtful, not sure who will not easily to investment, and indeed to those with good projects, the mind dare to venture a chance. Let them succeed, create wealth for the society, entrepreneurs in case of failure of the only banks have the right to your kidney for sale, it also can reduce the bank's losses, I think this is not a good idea, but better than no better, just want to and you get Lun,

     I have a good project loans to five hundred thousand, I do not know which bank manager can give me a chance, I am the world's first kidney collateral to the bank loans are. (refused to loan sharking)

                                                                                                                  With his kidney as collateral to bank loans (two)

                      Under the financial crisis how entrepreneurial success

      As long as one able-bodied, normal people's thinking, he would have to live, to live, you must earn money, mention money, everyone wants to earn more money, why only a few people can earn money, and most of them have a lifetime also for their basic necessities of life and rush?

    The answer is very simple, it is a little experience of our work over the past few years. You read it may be of some help to you.

    Any money of entrepreneurial success, they are diligent in thinking, Zhirenshanren, with their own hard work and never say die spirit, they are good at creating opportunities, timely find the opportunity, seize the opportunity, make their own step by step towards success.

  And I'm here said the opportunity is the time, the so-called days, any successful enterprise must be accounted for three of the most basic conditions, that is the day, geography, and people. However in the three most basic conditions, the day the most important day, why is the most important? I from the establishment of new Chinese 1949 start, from the new Chinese was set up in 1949 to 1978 the reform and open policy for about thirty years, during that period of time, for any one want to business people, it is not likely to succeed, even though you have great ability, ability, and on the spirit of fear of failure will not be successful, why? Instant machine not to, is also the day before, from the beginning of the overthrow the landlord bully the equal distribution of land property, to the great leap forward to eat canteen. From the steel to the cultural revolution, straight in a murky sky over a dark earth family quarrel, father and son's enemies. In such circumstances can self preservation is good. You can have the opportunity to start?.

After from 1978 the reform and open policy responsibility, in Deng Xiaoping president makes a part of people get rich policy under the guidance of. Brought a new spring for a new China, but also to those entrepreneurs brought a big time. Those who seize the opportunity to have brains were cut a striking figure, and give generous returns, until now many private enterprises are growing up in that age, their success is not occupied the day?

    Take BYD car successful case for example, from the Byd Co began to develop the auto five or six years short time, can create the annual sales of hundreds of thousands of car of remarkable achievements, it occupied the day, since the beginning of reform and opening up, the per capita income of one hundred yuan per year per capita monthly wage of twenty or thirty yuan of money, then you not to mention cars even bicycles are a rarity. You buy a bike will attract many people envy. When you develop cars, apparently not to chance, but since the reform and opening up to now after thirty years of vigorous development, the per capita consumption over dozens of times, to the people's consumption level has laid a solid foundation, life level increases, from riding a bicycle to motorcycles and electric cars, until now the car, each to a stage, people's life will change, and seize every time variation of the tip, the first step to occupy the market, you have occupied the wealth (each of which is the necessary talent enterprises mister, update products, make the enterprise stand in an invincible position not) but success BYD cars occupy a car has just entered Chinese ordinary family life time, will achieve remarkable results, (of course, so many car companies, only BYD auto create such achievements, the BYD auto executives and solidarity, and wise decision is inseparable BYD) if the car again in the late ten years or twenty years and development of automobile, the automobile market has saturation. That day has passed, you again how hard, also won't create revealed in performance.

   Another example, and that is zero seven to zero eight years before the Olympic Games of sulfur in business, you may be unfamiliar to this business, zero seven years ago as the raw material of sulfur sulfur ointment can be said to be not to be worth a hair, enterprises have to lose money to deal with these things, but at that time machine came after (not to mention coming the reason, it is a multi factors, but as an entrepreneur, you must have a deep analysis and insight) in a short span of less than a year, sulfur cream worth up to tens of times, has reached one thousand five hundred six hundred yuan per ton, while the sulfur price from seven hundred or eight hundred yuan per ton rose to the highest six thousand multivariate, visible profit big, an investment of about one hundred thousand small factory, half a month can recover the full investment, in less than one year can seize the opportunity, make a million people There are plenty of people who, but when people are optimistic about the business rush on like a swarm of hornets sulfur and sulfur sulfur storage of raw materials, waiting for the Olympic Games has been made Choi, a come unexpectedly financial storm roared, sulfur and from the top into the trough, which dissipate one's fortune who There are plenty of people who, this is the day has passed, Even if you have a good location, the best people, first-class management experience is irretrievabl, so you careful analysis of any successful enterprises and entrepreneurs, it occupied the day, including the world's richest man Bill Gates who is also caught the tip timing computer has just begun in people's lives, if he later ten years to develop Microsoft, time has passed and he would never have become a $sixty billion business tycoon. That is to say an entrepreneur you have seized the opportunity, seize the opportunity, you seize the day when you have successfully fifty percent.

  The day is of many factors, not the human can be controlled, the favourable geographical position and support of people close to human for that day, fifty percent, Austrian accounted for twenty percent, together accounted for thirty percent.

  Now I say stop, my knowledge of geography is a enterprise, the election of a good location, good geographical location can be more effective to promote the development of an enterprise, their relationship is closely linked, the most simple said if you want to open a supermarket, you must choose the crowd centralized, roads, street Wang Pu, otherwise you must sooner or later closed, Hualong instant noodles enterprises in the country is also a well-known brand, its success can say thanks to occupy a strong geographical advantage to a great extent, he put the factory site in the north, and selected in the country the biggest bases of high-quality wheat in Longyao, does not occupy a favorable conditions of terrain, northerners like to eat pasta, so he owns the world's largest food consumer groups, and he has the best cheap and adequate resources -- wheat, all this to Hualong enterprises has brought development condition is very convenient, for Hualong enterprises success has laid a solid foundation, and if the factory located in the south, I'm sure that he will not achieve today brilliant achievements. Southerners like to eat rice. The fundamental doesn't love to eat pasta, even occasionally eat, just for a change of taste, the main consumer groups, it is still in the north and south, only the production of rice, does not have the abundant raw material resources, you may not take wheat and shipped to the south make Cheng then returned to the North, instant noodles, which fully shows the importance of the location of the enterprise, before so do any project in a personal decision, should first consider the consumer groups where, how his consumption habits and consumption level, these and your future enterprise development are closely linked, when you have this information, you can put the geographic location of your factory, and the products produced according to the levels of consumer groups, do know the score, can remain invincible. There are many examples of this. I don't one one statements, we hark back to the subject for people.

     As the saying goes, a fence of the three piles, one of three men to help. Even if you are the top management personnel, if not a few capable assistant help, weak categorically not success, but as a manager you must be good at discovering talent, the most important thing is how to use talents. A person's ability to play to the limit, I remember there is such a story, the ancient Rome uprising leader Spartak, he was the uprising troops from different ethnic groups, mostly different racial slaves and the poor, in others it seems just a bunch of without the public cannot withstand a single blow, but it can be the Spartan leadership according to the various ethnic specialty, their clever together, he let the cursorial hunting black ambush the enemy cavalry, the offensive and defensive Roman enemy infantry, and had a strong white to dark heavy team on the enemy, he used his wisdom to others it seems impossible play the most incisive, could be said to be an outstanding talent, this is actually a each of management talent, as if a character to the dependable is willing to do on the first line of production, the disposition extroversion, has the spirit of pioneering people to develop the market, but to do that you just a talent, real people in the team cohesion, how do you lead these. They gathered together to finish the goal of their own, this is the real people, you can be invincible, is a chopstick lepton so-called gently break, ten chopsticks firmly holds together, how can a leader with such cohesion, now is not talked about, the more pull more far, so a person to be successful, you must seize the day (time machine), occupy the location (good geographical location) owner and (advanced management way) you can success be ever-victorious in one's forward march.

      Write these just I this several years engaged in a variety of occupation experience, from my did not analyze the reason for the success of things, constantly improve its defects, make you closer to success, I was a farmer, a real good farmer, I hope you and discuss the experience to better themselves, I have not failed, but no success I will never give up the pursuit of their own, until success. Remember there is such a thing, I after careful analysis, and a large number of survey found a suitable opportunity, because of his lack of funds in the multi financing under the condition of the fruit, think of to bank loans, but I am just a farmer, one of the poorest members of society, I have no mortgage, no people to vouch for me, I can only rely on their own beliefs, rely on their own credibility to the bank account. Can not eat, after nearly half a year on the money and all the overhead spent several million yuan, but because the procedure is not complete without the loan but spent his Juxu. So with the help of friends, I found a business owner, explained what he wanted to work with him, he readily promised, when I gave him the details of his plan and how to operate and how to develop the market. The answer is your project not, temporarily not be considered, but I have to continue the search for funds want to cooperate with others, but in two months later, I found out by chance on the road two car pull is actually I want to develop products, when I find my factory, product development is actually I found before said I not for the time being not consider the project owner, and the gate of the factory is close to recruit all kinds of workers, is accelerating the production of products. But the boss inside waved hands, directing the production. I really want to get in, and his a theory, but reason tells me, met such a person, he will tell you the truth? He took just one of your projects, and take away your wisdom and experience. So I'm constantly on the investigation, and found a suitable opportunity, can face is the lack of funds, I hope he finds himself. Also hope to meet bole, if let me have five hundred thousand funds. In ten years I can according to my plan I will turn it into million to one hundred million, if you think I'm bragging, ha ha which only in your mind, I won't say I have one hundred percent confidence, but I will try one hundred and two percent efforts, want to start any one item, you must analyze it's how much the market, if you want to open a snack stalls, you stand stand in a year to earn tens of thousands of, if you want to earn millions of dollars a year, you for the entire city of consumer groups, you need to open the Star Hotel, if you want to earn tens of millions of you will open the national chain store a person, a different footing, so money is also different, so according to my plans I can use ten years of her career development a few times a hundred times, one purpose of making money is not much, but do the industry first and is constantly in pursuit of. I will never give up the pursuit of their own, I hope through the network to find bole, also hope to get a loan through the network. The network is illusory, is true. I hope that through the network to work together with you to enhance common development and my contact number is 15176890936

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