What is the significance of claims against the insurer?
Created:
/Author:
Aaron Lewis
1 insurance can help insurance found and exhibition industry underwriting quality inspection
The amount of compensation, compensation rate and other indicators, or certain types of insurance accident frequency and statistical analysis, the insurer can reveal whether reasonably determine the insurance premium rate, the insurance amount, loss prevention efforts are effective, whether strict underwriting, underwriting is based on science, so as to further improve the management of insurance enterprises management level and increase economic benefit.
2 insurance can help insurance companies improve visibility
The car insurance business insurance companies have as many as ten, and the company's insurance products; have dozens, do the customers choice of the insurance companies, it has a lot to do with the insurance company's corporate image, and the car insurance the insured are involved in various industries, the large number, is is an important window to the insurance company propaganda enterprise image to the social from all walks of life.
3 insurance claims is customer service service link insurance products, can improve the market competitiveness of the insurance people
Insurance sales have pre-sale services, the sale of services, customer service service three.Pre-sales services include exhibition industry propaganda, to provide suggestions of risk management; the sale of services including the subject-matter insured safety maintenance suggestions, loss prevention recommendations, for example, the insurer regular vehicle detection and maintenance tips, rain and snow prevention and rescue reminded to drive carefully, encountered hail reasonable avoidance method, auto fire as to the customer.After sale service including is Cinderella survey, loss adjusters, claims, after sale service quality is an important basis for many customers to choose the insurance company.
4 identification of insurance fraud
The Claims Officer through investigation, therefore, nuclear damage, can effectively identify the insurance fraud, recall the economic loss for an insurance company.
5 find business opportunities, promote the insurance business
The insurance company to cooperate with the 4S store, buy driving personnel safety and accident rescue training for new cars, and reduce the incidence of traffic accidents over the losses.The 4S shop as the value-added services, can improve the car sales; the insurance company as compensation to reduce the rate of decline of insurance accident, can reduce the 4S shop vehicle insurance premium, thus increasing the market competitiveness of products.