Lanzhou since the beginning of 2000, there are various loan company. It can be found in the newspapers of Lanzhou local, so financial loans Limited "for all kinds of real estate mortgage loans, public servant unsecured loan", "the contract, the loan", "expedite loan"...... Soliciting business these is the so-called loan companies, 80% of the business will be successful through newspaper advertising. This emerging industry since the beginning of 2009, has grown to about 70, visible need loans also really many, also fully proves that the market needs such loans intermediary.
    Net friends all know, Yangtze Evening published "Ma Yun denounced Xianpinaifu banks" one article, indeed, often seen, heard people complain about the state banks and credit institutions now in credit card to eat, so that by the country introduced the relevant supporting policies for small and medium-sized enterprises and individual entrepreneurs exists in name only, in the original about half a rush of capital, to gifts, in the treat, golf clubs, delayed, the fastest (not related to royalty Guojiu relationship) until a month later, although the cucumber to be cold, but this very not easy to wait until the money still have to take, although several times with interest calculated down channels have spent enough to change the loans required, what can you do?! Additional interest that bear on the small boss is really bad. For the beginning of borrowing the SOHO entrepreneurial is one disaster after another. Lanzhou loan companies, although not completely solve the problem, but for the banks, small and medium enterprises and individual entrepreneurs actually has a great help.
  Banks are reluctant to invest in small loans, there is one important reason for such loans management cost is higher, but the benefits are not obvious, for this type of loan, mortgage brokers, can management process by optimizing the customer and the bank credit, cooperation, investigation, evaluation, acceptance, mortgage registration, improve the service efficiency and quality.
  1, first by the loan company vehicle, send professional cooperative bank loan officer, applicants for loans, mortgages, a survey on the basic situation of the collateral, and make a preliminary judgment on whether it meets the conditions for loans and loans amount; the main focus of the investigation include compliance and legitimacy of the applicant's credit status, business, apply for loan purposes. If true the day of signing the contract, to the real estate trading center for the registration of mortgage.
  2, real estate trading center, take twenty-five working days to complete the audit, the bank can loan. Lenders will accelerate the audit through acquaintances, generally three to five days to complete the examination.
  3, loans, monthly will call to remind borrowers to pay the loan interest, unable to contact or non payment of interest on time, send a door-to-door survey, a. Will not repay credit or through loans, advances on lending, extend the loan period.
  Through the above work, for small businesses, entrepreneurs, save a lot of time, and greatly reduce the cost of bank management.
   Lanzhou existing dozens of loan companies, reach collaboration with the bank has five companies or so. Mainly is rural credit cooperatives, Lanzhou Bank (bank). The rest of the loan company is only doing business, their business is widely, including borrowing (underground). So find a loan company management, also need to find the strength, and the direct cooperation bank, agent fee is relatively low, but will be faster speed.