According to the importance of car insurance is divided into basic insurance and additional insurance, the basic risks include: loss of vehicle insurance and third party liability insurance. Additional risks include: the whole vehicle pilfer, vehicle liability insurance, breakage of glass, ignition loss insurance, non deductible special risks etc.. There are some attention matters and tips:

   1. trafficInsurance is compulsory insurance, otherwise the insured vehicles can not pass inspection. Three commercial liability insurance must also be guaranteed, economic developed area has already killed more than 500000 people
　　2The vehicle damage insurance is the basis of additional risk, only the insured automobile physical damage insurance to cover other additional risks. Car damage repair cost cheap also can not guarantee
　　3Additional risks, the owner can choose according to their own situation:
For example: if your car is in daily use process has been in the parking lot is reliable, safe in the park, on the way to work the way no what special quiet road, you can consider does not guarantee pilfer (but if you lose your car is very common, the relatively high rate of models, it must Paul pilfer). If your car is very cheap, so glass insurance premiums may reach the windshield glass itself prices30%~40%, it is uneconomical, therefore, can consider giving up the glass. If your car is a new car, so spontaneous combustion risk is very low, and the claim period can find 4S shop claims, can consider does not guarantee.
　　4Non deductible insurance we suggest should be preserved, otherwise, once the danger, the insurance company only loss total loss80-85%.
　　5Also note that, now many insurance companies according to different models to calculate the rate, some of the old models or longer year rate may be high.