The bad loans is the borrower and guarantor is declared bankrupt according to law, the liquidation, fail to repay the loan in accordance with the provisions of the borrower or death; "the people's Republic of China Law on"
, declared missing or dead, with its property or estate settlement, fail to repay the loan; the borrower has suffered major natural disasters or accidents - car loan repayment of what? Huge losses, and cannot receive insurance compensation and auto loans repayment of what? Indeed, inability to repay all or part of the loan, or to the insurance settlement, fail to repay the loan; the lender to dispose of loan collateral, pledge from the proceeds are not enough to offset mortgage, pledge loans by the project approval; the write off of loans.

Loan to buy a car is very popular among young people, according to the general car loans, loan period of not more than 3 years, the length of not more than 5 years. And repayment mechanism different repayment methods have different ways of repayment. However, the general bank repayment, are based on matching matching principal and interest two. At the same time, also including debt service, monthly interest free repayment of principal repayment method etc., there are also increasing, decreasing and reservation payment mode. Specific ways to perform according to the regulations of the commercial banks.

Need to remind you that car loan repayment way? Automobile loans, loan period within 1 years of the loan, usually in the loan maturity of one-time payments, with the benefit of clear.

Credit skills


Reason: loan lender in the process of applying for loans, loans reasons should be honest and clear, detailed write the purpose of the loan and personal loan advantage. For example: good personal credit records.

The amount of borrowing: the lender is too high in the bank for a loan amount should not be, because the amount is larger, the probability of failure is higher, however this is not the lender had hoped, they certainly don't want their loans in half a month still do not see the loan. If the lender for loans larger words, suggest you reduce the amount of loans by banks, such audit hope has greatly increased.

Borrowing note: detailed application data, uses the loan, personal credit records, source of income, repayment ability and family income etc.. To ensure your money no matter when and where the case, can timely repayment of loans.

The repayment of the loan borrowers: after successfully apply for loans, must be in accordance with the provisions of the repayment time, do not have the lucky psychology, delay the repayment time, resulting in poor personal credit records. In addition, the arrears of loans, the relevant departments will make every effort to recover

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