What are the basic insurance for car insurance?

At present many domestic automobile insurance is divided intoMotor vehicle traffic accident liability compulsory insurance (hereinafter referred to as the compulsory insurance and commercial insurance)Two categories. The commercial insurance is divided into basic insurance and additional insurance.There are third basic insurance liability insurance, car loss danger, pilfer, passenger liability insurance;Additional risks with glassBreakage, risk of spontaneous combustion, body scratch insurance, non deductible insurance etc.. Below is a brief introduce: cross strong insurance of China's first national legal provisions by the implementation of the compulsory insurance is my system, is by the insurance company to the insured motor vehicle road traffic accidents caused by the victim (not including the vehicle and the insured person casualties, property damage liability compulsory) in compensation, in the limitation of liability. The purpose is to provide the basic guarantee for the traffic accident victims. But the traffic accident victim compensation channels are diverse, cross strong insurance is only one of the channels of the most basic.Strong insurance to pay a total of 122000 yuan to implement the responsibilityQuotaThe traffic accident is, the amount is not much, so the only compulsory insurance compulsory insurance is not enough, the appropriate add some commercial insurance, can reduce the accident economic loss. third party liability insurance refers to the insurer or its valid driving accident in use process of vehicle insurance accident directly, causes the third suffered personal injury or property damage, shall be in accordance with the compensation paid by the insured amount, the insurer in accordance with the insurance contract shall be. At the same time, the third party liability insurance can also be used as a supplementary insurance to pay strong good.The vehicle damage insurance refers to insurance within the scope of insurance liability vehicle suffered natural disasters (not including earthquake) or accident, causing the vehicle itself loss insurance, the insurer according to insurance contractProvisions for compensation. pilfer is due to theft, robbery, snatch by insurance caused by loss of vehicle, if the car in use has been in the process of parking in the more reliable, safe field or area is in the public security management good Park Road on the way to work, also do not have what special secluded quiet sections, as appropriate not the insurance policy, but, if the car is very common loss rate is high models or frequently parked in the security environment of poor place, the owner may wish to consider the thief.The car personnel liability insurance is to protect the treatment caused by the driver or passenger casualties after the accident costs for compensation. If the car often with family and friends, the owner can consider the car seat and liability insurance. Shanghai car insurance safe insurance advisory 18621053686Or add QQ806065123