Calculation of vehicle insurance premium 

Type of insurance

   Private car

   Enterprise car

   The vehicle damage insurance:

   (the *1.42%+400) * car caustic danger coefficient

   (the *1.04%+240) * car caustic danger coefficient

    Third comprehensive liability insurance:

   100000 1202* three party insurance coefficient

   200000 1358* three party insurance coefficient

   100000 1202* three party insurance coefficient

   200000 1358* three party insurance coefficient

    Whole vehicle pilfer:

   The prices of *0.66%* pilfer coefficient

   The prices of *0.66%* pilfer coefficient

    The driver's liability insurance:

   Insurance *0.70%* additional risk coefficient

   Insurance *0.70%* additional risk coefficient

    Passenger liability insurance:

   Insurance *0.40%*4* additional risk coefficient (10000 *4)

   Insurance *0.40%*4* additional risk coefficient (10000 *4)

   Breakage of glass:

   (import) price *0.25%* additional risk coefficient

   (domestic) price *0.15%* additional risk coefficient

   (import) price *0.25%* additional risk coefficient

   (domestic) price *0.15%* additional risk coefficient

    Body scratch insurance:

   The prices of *0.30* additional risk coefficient

   The prices of *0.30* additional risk coefficient

    Franchise C:

   Che Sunxian *0.25+ three party insurance *0.2

   Che Sunxian *0.25+ three party insurance *0.2

   Ping An insurance (two) (with six examples the following non business by using non car as an example, do not contain the six seat)

   A1, a car is 100000 yuan Buick sail car for example:

   1, the vehicle damage insurance: (100000 yuan *1.42%+400 yuan *0.8880=1616.16 yuan)

   The 2, third comprehensive liability insurance: 100000 yuan 1202*0.9829=1181.45

   (risk C): 200000 yuan 1358*0.9829=1334.78

   To compensate risks include car damage insurance and three party insurance.

   3, the whole vehicle pilfer: 100000 yuan *0.66%*0.6035=370.43

   Three 100000 premium total: 3168.03 yuan

   Three 200000 premium total: 3321.37 yuan

   Three 100000 group purchase premiums totaling 2159.02 yuan

   Price: three 200000 sub total premium of 2260.53 yuan

   A2, a car is 100000 yuan Buick sail enterprise car for example:

   1, the vehicle damage insurance: (100000 yuan *1.04%+240 yuan *0.9621=1616.16 yuan)

   The 2, third comprehensive liability insurance: 100000 yuan 1202*1.003=1205.61

   (risk C): 200000 yuan 1358*1.003=1362.07

   To compensate risks include car damage insurance and three party insurance.

   3, the whole vehicle pilfer: 100000 yuan *0.66%*0.6823=418.80

   Three 100000 premium total: 2855.89 yuan

   Three 200000 premium total: 3012.36 yuan

   Three 100000 group purchase premiums totaling 1758.91 yuan

   Price: three 200000 sub total premium of 1852.14 yuan

   B1, a car is 150000 yuan Buick Hyatt car for example:

   1, the vehicle damage insurance: (150000 *1.04%+240) *0.8880=2246.64 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*0.9829=1181.45

   (risk C): 200000 yuan 1358*0.9829=1334.787

   To compensate risks include car damage insurance and three party insurance.

   3, the whole vehicle pilfer: 150000 yuan *0.66%*0.6035=557.63

   Three 100000 premium total: 3985.72 yuan

   Three 200000 premium total: 4139.05 yuan

   Three 100000 group purchase premiums totaling 2731.53 yuan

   Price: three 200000 sub total premium of 2833.04 yuan

   B2, a car is 150000 yuan Buick Hyatt car enterprise car for example:

   1, the vehicle damage insurance: (150000 *1.04%+240) *0.8659=1558.62 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*0.9027=1085.05

   (risk C): 200000 yuan 1358*0.9027=1225.87

   To compensate risks include car damage insurance and three party insurance.

   3, the whole vehicle pilfer: 150000 yuan *0.66%*0.6141=567.43

   Three 100000 premium total: 3211.09 yuan

   Three 200000 premium total: 3351.92 yuan

   Three 100000 group purchase premiums totaling 2455.78 yuan

   Price: three 200000 sub total premium of 2561.47 yuan

   C1, a car is 180000 yuan of the Passat car for example:

   1, the vehicle damage insurance: (180000 *1.42%+400) *0.8880=2624.93 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*0.9829=1181.45

   (risk C): 200000 yuan 1358*0.9829=1334.78

   3, the whole vehicle pilfer: 180000 yuan *0.66*0.6035=669.16

   Three 100000 premium total: 4475.53 yuan

   Three 200000 premium total: 4628.87 yuan

   Three 100000 group purchase premiums totaling 3074.37 yuan

   Price: three 200000 sub total premium of 3175.88 yuan

   C2, a car 180000 yuan for the Passat car enterprise car for example:

   1, the vehicle damage insurance: (180000 *1.04%+240) *0.9621=2031.96 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*1.0030=1205.61

   (risk C): 200000 yuan 1358*1.0030=1362.07

   3, the whole vehicle pilfer: 180000 yuan *0.66*0.6823=756.53

   Three 100000 premium total: 3994.10 yuan

   Three 200000 premium total: 4150.56 yuan

   Three 100000 group purchase premiums totaling 2483.31 yuan

   Price: three 200000 sub total premium of 2576.54 yuan

   D1, a car is 250000 yuan Buick Regal car for example:

   1, the vehicle damage insurance: (250000 *1.36%+400) *0.8880=3374.40 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*0.9829=1181.45

   (risk C): 200000 yuan 1358*0.9829=1334.78

   2, the whole vehicle pilfer: 180000 yuan *0.66*0.7021=669.16

   Three 100000 premium total: 5621.63 yuan

   Three 200000 premium total: 5774.97 yuan

   Three 100000 group purchase premiums totaling 3775.16 yuan

   Price: three 200000 sub total premium of 3876.67 yuan

   D2, a car is 250000 yuan Buick Regal car enterprise car for example:

   1, the vehicle damage insurance: (250000 *1.02%+240) *0.9621=2684.26 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*1.0030=1205.61

   (risk C): 200000 yuan 1358*1.0030=1362.07

   3, the whole vehicle pilfer: 180000 yuan *0.66*0.6823=756.53

   Three 100000 premium total: 4925.60 yuan

   Three 200000 premium total: 5082.06 yuan

   Three 100000 group purchase premiums totaling 3177.55 yuan

   Price: three 200000 sub total premium of 3274.83 yuan

   E1, a car is 350000 yuan Audi A6 car for example:

   1, the vehicle damage insurance: (360000 *1.30%+560) *0.9348=4776.83 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*0.9829=1181.45

   (risk C): 200000 yuan 1358*0.9829=1334.78

   3, the whole vehicle pilfer: 180000 yuan *0.66*6035=1298.49

   Three 100000 premium total: 7256.76 yuan

   Three 200000 premium total: 7410.10 yuan

   Three 100000 group purchase premiums totaling 5020.01 yuan

   Price: three 200000 sub total premium of 5121.52 yuan

   E2, a car is 350000 yuan Audi A6 for enterprise car for example:

   1, the vehicle damage insurance: (350000 *1.12%+440) *1.0128=4415.81 yuan

   The 2, third comprehensive liability insurance: 100000 yuan 1202*1.0030=1205.61

   (risk C): 200000 yuan 1358*1.0030=1362.07

   3, the whole vehicle pilfer: 180000 yuan *0.66*0.6823=1468.04

   Three 100000 premium total: 7089.45 yuan

   Three 200000 premium total: 7245.92 yuan

   Three 100000 group purchase premiums totaling 4424.94 yuan

   Price: three 200000 sub total premium of 4518.17 yuan

   Note: the risk of A is traffic accident I the driver responsible full responsibility accident 20% franchise, bear the main responsibility accident responsibility deductible 15%, bear equal responsibility accident responsibility deductible 10%, negative secondary responsibility accident responsibility deductible 5%. This risk is suitable for driving better driver

   The risk of B refers to the traffic accident I the driver responsible full responsibility accident 10% franchise, bear the main responsibility accident responsibility deductible 8%, bear equal responsibility accident responsibility deductible 5%, negative secondary responsibility accident responsibility deductible 3%.

   The risk of C accident in the insurance liability limits liability at 0