1"Notice", insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed. 
　　2, "entrusted the single": insurance companies, repair factory fill and seal. The owner is the unit to be sealed, individual is required to be signed. 
　　3Therefore, "single": insurance companies to provide and fill, repair factory use returned to the insurance company. 
　　4"Invoice", repair: repair shop. 
　5"Single": construction, repair shop, fill and seal. 
　6Bill of materials, "": repair shop, fill and seal. 
　7"Accident", that: traffic team or safety committee will provide and seal. 
　8Notice: "," claims of insurance company. The owner is the unit to be sealed, individual is required to be signed. 

Six, crash traffic duty to distinguish between effects on the claim 

(a), full responsibility 
The loss of all take their cars and other vehicles you want, responsible to each other. The claim, the two sides of the car to your insurance company will be damaged, repair. After working on the car, take the other car repair invoices to the traffic team closed, but also open an accident. The certificate of the accident and repair procedures to your insurance company, etc. back reparations. 

(two), bear the main responsibility 
You have to bear the loss of vehicles and parts (70% or60%). The claim, the two sides of the car to the insurance company claims, and then go to your insurance company designated repair shop to repair the car. Let the repair shop to repair procedures made two copies, own a car owners, to the other Party A. All the responsibilities of the parties (mainly, peer to peer, minor) to by both loss insurance company, a large party liability insurance company designated repair garage. 

(three), negative peer responsibility 
You have to bear the loss of vehicles and the50%. If both parties have no objection, traffic team general contractor will build the car. The claim, and bear the main responsibility claim almost. If the repair the car, you can press the method take full responsibility to claim, is finally going to give teams traffic accident proved to your insurance company. 

(four), negative secondary responsibility 
You take a small part of the loss of vehicles and (30% or40%). Method, the same report loss and bear the main responsibility. The difference is, your car will be by the other insurance company designated repair shop repair; but also to the other car for a repair procedures with accident certificate to your insurance company. 

(five), irresponsible 
The loss of all your car and other vehicle borne by each other, traffic team also won't buckle your points, sent your payment. You do not have to report to the insurance company, the next renewal, you can get from the insurance company10% back.
Three,The driver and passenger insurance claims of the required documents 

　　1"Notice", insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed. 
　　2"Diagnosis", that: hospital and seal. 
　　3, "medical expense receipt": hospital and seal. 
　　4"Accident", that: traffic team or safety committee will provide and seal. Proof responsibility. 
　　5Claims settlement, "single": insurance company. The owner is the unit to be sealed, individual is required to be signed. 

Four, lost after the car you should immediately do what 

To report to the Public Security Bureau, maybe they can get the car back; and then report to the insurance company claims, the car can not come back they will compensate for the losses. 

Report to the Public Security Bureau in24Hours, irresistible factors (power, irresistible as: Diuche didn't discover; after the car was lost due to major natural disasters such as earthquake or social unrest can not be timely report and so on) except. Report to the insurance company in48Hours, otherwise China Insurance Company, irresistible factors except the same. Not personally go, Also can call or fax the report, and then re submit reporting procedures. 

  The car lost claim procedure 

(a), report 
With insurance, driving license, driving license, in the insurance company claims department to fill in the "registration form", "vehicle insurance claim notice", "equity transfer", and a piece of pilfer claims procedures required list. 

(two), three months 
Insurance companies report, wait three months. Because the public security departments will take three months to be confirmed after the vehicle has been lost and to open "the loss certificate", "insurance companies have to pay for the lost" after that.