Vehicle insurance (both sides) solution!!

Here I am referring to be or get out of danger, is refers to two or more accidents, accident treatment does not include unilateral accident. Because the unilateral incident involving only you and the insurance company, not discussed here. Divided into several cases respectively:
One, one of the accident liability without dispute, your full responsibility.
1, one of the accident: the accident treatment is relatively simple, if there were no casualties, but the damage of the vehicle, and the vehicle can travel, must take the car to move the scene. Otherwise JC will not perform to quickly resolve the basis points penalty money. Convinced that the vehicle does not block the traffic, the two sides signed the rapid processing of single, in two copies. (suggest white list you have a car, insurance companies and Che Kwun can ask for leave) then. Then go to the responsible party loss insurance company within the agreed time, repair.
2, case analysis:
His sister accident belongs to this kind of, first of all need not disturb JC, because such as rear end accidents like this is can be treated, but JC came forward, the responsible party points to a fine. The 40 yuan fine his sister comparison. But JC himself. There is no way. But JC can say our own processing, without his pipe. As long as the other owners have no opinion on the matter in general, jc.
This kind of accident responsibility although not in dispute, but often controversial in the loss at. Generally there are several situations:
A, one of the damaged party must hope that the insurance money the better, your insurance but not stupid. The result is get caught in the middle. In this case I think should be a concrete analysis of specific situations, but the principle is to repair your insurance company designated repair factory. Can consult with an experienced friend asked a similar injury about how much money. If the insurance company will not necessarily killed. If the insurance company set too low, should also help the injured party to win. This is the place oneself in others'position for each other, but also for the benefit of your own. But do not adhere to each other repair plant, not their own pockets.
B, one of the damaged party hoped to direct money, don't go insurance. Such a situation is not recommended for money. Because the other 100% will find your claim with the insurance company, the result is he crash also earn money. Generally this kind of situation occurs in the other is public, car and taxi, and the field bus. But two situations can be considered to give money, one is the other party for the losses are small, such as just cut out the mirror, or rub off light oil, instead of looking for insurance, give a few yuan trouble, worry. You can also keep pure insurance records. Another kind of circumstance is the other offer relatively low, maybe he would also like to find their own insurance to repair, so can in their own specialized factory repair or is suspected to your insurance money trouble, just seeking a balanced mind, if less money, also gave.
C, one of the damaged party want to own specialized repair plant. Generally these new laptop this requirement. You will never accept. Tell him -- "I insist on insurance repair factory repair, if you think you hurt this money to repair not down, you can find insurance again, but resolute don't go to your specialized factory, I would have so much money, in my garage enough, you go to your shop, many the money I don't repair." And you can tell him -- "if you want to go you specialized factory, is your full responsibility, for us all to your insurance company to repair, in addition no way", and he just silly.

Two, one of the responsibilities of the dispute, the full responsibility for each other
Oh, look at the top of the device, as long as you transposition on the line. You don't give a, strive to be here. A little advice, if the other party insurance designated repair plant sucks, you want in the FK 4S shop repair, can the rapid processing of single into your full responsibility, it is a cheat insurance company. You can even take the full responsibility of your list to your insurance company to repair, he took his full responsibility list to his insurance company repair, tell their own insurance companies each other does not require repair. (not to mention I teach ah) that actually only is taking the car caustic danger (of course you don't get on the bus loss cannot be used in this way, obediently to the other side of the garage.). This is why I don't recommend for JC, JC's list can not be easily changed.

Three, improving the responsibility without dispute, both sides have a responsibility
Or that sentence, no injury, vehicle initiative, to quickly solve. The best way is to find their own and the other in consultation, the insurance company car, a very simple.

Four, improving the responsibility is unclear and controversial
This situation must be called JC (including vehicle casualties, not moving), issued by JC list, distinguish responsibility. With reference to the three claim.

Tips:
1, if it is your responsibility, don't panic
Novice accident is generally more nervous, and the other is horizontal, often their first guilty. In fact, totally unnecessary. You hit his car, had not stealing their stuff at home, and his wife, need not guilty. I was wrong, how to be with, or insurance stem what. Also do not easily promised what, don't let them catch your words. Also don't show that you don't understand, let the person think you bully. Prepare three words -- the first sentence, find my insurance company. The second sentence, I will not pay to you. Third, you can choose your full responsibility. Of course, after all, are you hurt others, so to amiable attitude, but the bottom line should be clear. In addition to remind you, confirm each other not to be drunk when solved quickly, otherwise no matter what you break, is his full responsibility. This is make regulations.
2, if the other party responsibility, should be in a calm mood
The accident has been out, you have to do is fight for their loss. So angry and helpless in the matter. Of course, no one can not angry, especially when encountered each other. But remember, interest does not depend on sound for Daniel, rely on the law. So knowledgeable friends and JC is the object you should help.
3, the two sides have a responsibility, just two people talk, have a look how to calculate calculate insurance company.
4, we claim, often meet people like his sister met. Like the old 1 say, they don't necessarily mean to correct the money, just do not understand, afraid of being cheated. For them the best reason, even if an insurance penetration. These private car owners a lifetime do not touch on a few times, mainly is not experience, make oneself also tired. It is the male occupation, car drivers and taxi drivers, to be careful!