Vehicle insurance after the accident claims procedures commonly used

The work in the insurance company for more than ten years, although the left, but still miss. Now the car more and more, I have summarized the common claim insurance cases open procedures, and they hope to help everyone. There is some need insurance company personnel to assist, such as vehicle damage confirmation, injury involving human cases complicated point, but if we can to these procedures provide it, basically a can provide all the.

All kinds of insurance accident vehicles required documents

 

1 road traffic accident.........Unilateral accident required documents

The "motor vehicle insurance claim application"

The claim to the traffic police team issued "accident responsibility book", "simple accident book", "insurance accident certificate"Picture the scene of the accident;

We provide formal invoices repair vehicle (i.e. "auto repair industry special invoice")

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list"

The driver of the motor vehicle driving license, insurance, "" vehicle "motor vehicle driving permit"

(Note: C card above documents required physical examination receipt, operating the vehicle to driver's licence)

The insurance company requires other claims of materials

2 road traffic accident.........The accident of the required documents

The original insurance policy

The claim to the traffic police team issued "accident responsibility book", "mediation" accident ", a simple accident book", "insurance accident certificate"Picture the scene of the accident;

We provide formal invoices repair vehicle (i.e. "auto repair industry special invoice")

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list"

In the "motor vehicle insurance claim application"

The driver of the motor vehicle driving license, insurance, "" vehicle "motor vehicle driving permit";

(Note: C card above documents required physical examination receipt, operating the vehicle to driver's licence)

Insurance companies need to make other claims of materials.

3 road traffic accident.........Relates to the casualty of the required documents

The original insurance policy

The claim to the traffic police team issued "accident responsibility book", "mediation" accident ", a simple accident book", "insurance accident certificate", "economic implementation document"

We provide formal invoices repair vehicle (i.e. "auto repair industry special invoice"), the repair bill of materials

The diagnosis issued at or above the county level hospitals to prove, notice, medical expenses reimbursement vouchers (discharge must be attached prescription and treatment, medication list documents, medical records)The copy of ID card

The injured, nursing staff, to prove that delays and income of accident handling personnel (income exceeds the amount of tax shall submit tax certificate)

The disabled shall provide forensic disability identification book, the dead must provide proof of death

The dependents that victims of domestic materials, household registration issued by the local police station

⑻ traffic fee reimbursement, accommodation fee reimbursement vouchers

"" motor vehicle insurance claim application "

I have the driver of a motor vehicle driving license, insurance, "" vehicle "motor vehicle driving permit"

(Note: C card above documents required physical examination receipt, operating the vehicle to driver's licence)

We need the other insurance company claim materials offer

4 site accident(non road traffic accident)......... Unilateral accident required documents

The original insurance policy;

The scene of the accident insurance company / agency issued by the survey records, the accident scene photos, certificates or under the jurisdiction of the police station or the Department of Defense issued by accident, and other make the insurance company claims personnel to determine the nature of the accident, the reason that material, the extent of the loss;

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list";

The invoice for repairing vehicles (i.e. "auto repair industry special invoice")

In the "motor vehicle insurance claim application";

The driver of the motor vehicle driving license, insurance, "" vehicle "motor vehicle driving permit";

The other claim document insurance company needs.

Site accident (5Non road traffic accident)......... The accident of the required documents

The original insurance policy;

The scene of the accident issued by the insurance company or entrust agency records for the investigation, the accident scene photos, that under the jurisdiction of the police station or the Department of Defense issued by accident, or other make the insurance company claims personnel to determine the nature of the accident, the reason that material, the extent of the loss;

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list";

The invoice for repairing vehicles (i.e. "auto repair industry special invoice")

In the "motor vehicle insurance claim application";

The accident pilot "motor vehicle driver's license", "motor vehicle driving permit" of vehicle insurance;

The other claim document insurance company needs.

6 site accident (non road traffic accident)......... Relates to the casualty of the required documents

The original insurance policy;

The scene of the accident issued by the insurance company or entrust agency records for the investigation, the accident scene photos, certificate of the accident under the jurisdiction of the police station or the Department of Defense issued and other make the insurance company claims personnel to determine the nature of the accident, the reason that material, the extent of the loss;

⑶ the accident department signature confirmation economic compensation vouchers;

The diagnosis issued by the hospital at or above the county level certificate, notice, medical expenses reimbursement vouchers (discharge must be attached prescription and treatment, medication list documents, medical records)The copy of ID card

The injured, nursing staff, to prove that delays and income of accident handling personnel (income exceeds the amount of tax shall submit tax certificate);

The disabled shall provide forensic disability identification book, the dead must provide proof of death;

The dependents that victims of domestic materials, household registration issued by the local police station;

⑻ traffic fee reimbursement, accommodation fee reimbursement vouchers;

"" motor vehicle insurance claim application ";

I am the driver "motor vehicle driver's license", "motor vehicle driving permit" of vehicle insurance;

Other claims documents, insurance companies need.

7 the whole car robbery accident required documents

The original insurance policy;

The motor vehicle license, car key 2;

The vehicle origin certificate;

The vehicle purchase surcharge receipts and certificates or proof of vehicle purchase tax payment and collection of vehicle purchase tax payment receipt or tax exemption certificate;

The accident issued by the police criminal investigation department at or above the county level in the robbery case proof and three months not uncovered proof;

The motor vehicle registration certificate;

The traffic departments issued "cars", that the vehicle management department issued "certificate" vehicle archives storage;

⑻ proof has been advertised statement;

"" motor vehicle insurance claim application ";

We "motor vehicle insurance rights assignment";

We claim the insurance company need other materials.

8 vehicle fire accident required claims documents:

The original insurance policy;

The reasons that issued by the public security fire department fire;

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list"

The "motor vehicle insurance claim application";

⑸ provide formal invoices repair vehicle (i.e. "auto repair industry special invoice")

The driver of the motor vehicle driving license, insurance, "" vehicle "motor vehicle driving permit";

The other claim document insurance company needs.

9 cannot find third party accident required documents:

The original insurance policy;

The cause of the accident and the accident proof issued by the traffic police team or escape from danger to the police station;

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list"

The invoice for repairing vehicles (i.e. "auto repair industry special invoice")

In the "motor vehicle insurance claim application";

The accident pilot "motor vehicle driver's license", "motor vehicle driving permit" of vehicle insurance;

The other claim document insurance company needs.

10 of the third property damage accident of the required documents:

The original insurance policy;

The documents issued by the competent department of public security and accident insurance;

The "motor vehicle insurance claim application";

The overall equipment cost and loss degree certificate;

⑸ equipment recovery project budget;

The loss of property list;

The relevant bill purchase, repair the damaged property;

The driver, "motor vehicle driver's license", "motor vehicle driving permit of vehicle insurance";

Insurance companies need to make other claims of materials.

11 insurance vehicle suffered rain storm, natural disasters and accidents of the required documents:

The original insurance policy;

The meteorological department issued by the certification materials;

The "motor vehicle insurance vehicle damage confirmation" and "repair project list" and "parts replacement project list";

The invoice for repairing vehicles (i.e. "auto repair industry special invoice")

In the "motor vehicle insurance claim application";

The accident pilot "motor vehicle driver's license", "motor vehicle driving permit" of vehicle insurance;

The other claim document insurance company needs.

The 12 documents required in the field of vehicle insurance risk accident

The original insurance policy;

The certificate issued by the public security and the handling of accident insurance department in charge of the accident;

Issued by the generation survey company survey report, the generation of vehicle damage confirmation and related materials, vehicle accidents or damaged property photos, on behalf of the survey fee receipt;

The provide formal invoices repair vehicle (i.e. "auto repair industry special invoice"), the repair bill of materials, clearing the list;

In the "motor vehicle insurance claim application";

The accident pilot "motor vehicle driver's license", "motor vehicle driving permit" of vehicle insurance;

The other claim document insurance company needs.

The 13 relates to subrogation cases, in addition to providing relevant types of cases needed proof, other than the documents, also need to provide the following documents:

The "notice" requirements of vehicle loss compensation;

The "motor vehicle insurance rights assignment".

Note: operating vehicle must provide the certificate of vehicle operation certificate and driver