Vehicle claim claim completely manual

 

A, what circumstances can claim?
1, the car hit the wall (trees, cement pier, railings, wire rod and other objects).
2, another car collided.
3, car charge.
4, the car windshield fragmentation.
The driver or passenger 5, were injured in the accident.
6, the car spontaneous combustion.
7, the car lost (or stolen).
Two, the wall accident claims procedures
(a), report
1, with insurance, driving license, driving license driving your car to the insurance company.
2, the claims department to fill in the "registration form" or "vehicle accident notice".
(two), loss
With the "registration form" for vehicle insurance claims department staff to determine the project cost of damage and repair. Therefore, will give you a "single" loss. Don't miss the repair project; repairs can not be set too low.
(three), repair
1, the car will be damaged, "single" to repair plant. According to the "single" damage repair factory repair, and give you a "car" as the single car show.
2, after the car, with the car "single" to pay for the repairs after the car, and requested to repair factory repair invoices: "" "" "single" entrusted the construction of single "bill of materials (" shall cover repair factory seal).
(four), a certificate of the accident
If the loss is small, can be arbitrarily find someone to write a "third parties"; if the loss is large, supporting the claims that insurance companies may have traffic team or committee issued by the accident.
(five), submit the documents
The "notice", "danger", "car insurance single invoice", "care", "the construction of single single", "material", "single third party certification", "claims settlement single" all the insurance company claims department.
(six), take reparations
Submit the claim documents, received the insurance company led the call, with identity cards and the "registration form" brought loss danger vehicles.
Three, against the claims of the required documents
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed.
2, "entrusted the single": insurance companies, repair factory fill and seal. The owner is the unit to be sealed, individual is required to be signed.
3, "loss": a single insurance company and fill, repair factory use returned to the insurance company.
4, "invoice" repair: repair shop.
5, "the construction of single:" repair shop, fill and seal.
6, "the bill of materials": repair shop, fill and seal.
7, "the third party certification": insurance company. The owner is the unit to be sealed, individual is required to be signed.
8, "claims settlement of the book:" provided by the insurance company. The owner is the unit to be sealed, personal needs.
Four, crashes claim procedure
(a), a clear responsibility
If certain responsibility, then report to the insurance companies; if yes irresponsible, you don't have to. Because this will determine whether can get back to your next renewal.
(two), the report
1, with insurance, driving license, driving license your and the other side of the car to your insurance company.
2, the claims department to fill in the "registration form", "vehicle insurance claim notice".
(three), loss
With the "registration form" for vehicle insurance claims department of surveyor to determine the project and the cost of repair, and give you a "single" loss. note: don't omit repair project; repairs not too.
(four), repair
1, the car, "single" to repair damage. According to the "single" damage repair factory repair, and give you a "car" as the single car show.
2, after the car, with the car "single" to pay for the repairs after the car, and ask: "car repair factory invoice", "care", "the construction of single single", "the bill of materials (" shall cover repair factory seal).
(five), a certificate of the accident
After working on the car, with the other car repair invoices and other owners go to the traffic team. After the trial, you get a "certificate of the accident" (cover traffic team official seal), and retrieve her detained certificate.
(six), submit the documents
"Notice", "danger", "car loss single invoice", "care", "the construction of single single", "material", "accident" single proof, "claims statement", were referred to the insurance company claims department.
(seven), take reparations
Submit the claim documents, received the insurance company led the call, with identity cards and the "registration form" brought loss danger vehicles.
Five, a claim of the required documents
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed.
2, "entrusted the single": insurance companies, repair factory fill and seal. The owner is the unit to be sealed, individual is required to be signed.
3, "loss": a single insurance company and fill, repair factory use returned to the insurance company.
4, "invoice" repair: repair shop.
5, "the construction of single:" repair shop, fill and seal.
6, "the bill of materials": repair shop, fill and seal.
7, "accident" that: traffic team or safety committee will provide and seal.
8, "notice": insurance companies to provide indemnity. The owner is the unit to be sealed, individual is required to be signed.
Six, crash traffic duty to distinguish between effects on the claim
(a), full responsibility
The loss of all take their cars and other vehicles you want, responsible to each other. The claim, the two sides of the car to your insurance company will be damaged, repair. After working on the car, take the other car repair invoices to the traffic team closed, but also open an accident. The certificate of the accident and repair procedures to your insurance company, etc. back reparations.
(two), bear the main responsibility
You have to bear the loss of vehicles and the majority (70% or **%). The claim, the two sides of the car to the insurance company claims, and then go to your insurance company designated repair shop to repair the car. Let the repair shop to repair procedures made two copies, own a car owners, to the other Party A. All the responsibilities of the parties (mainly, peer to peer, minor) to by both loss insurance company, a large party liability insurance company designated repair garage.
(three), negative peer responsibility
You have to bear the loss of vehicles and 50%. If both parties have no objection, traffic team general contractor will build the car. The claim, and bear the main responsibility claim almost. If the repair the car, you can press the method take full responsibility to claim, is finally going to give teams traffic accident proved to your insurance company.
(four), negative secondary responsibility
You take a small part of the loss of vehicles and (30% or 40%). Method, the same report loss and bear the main responsibility. The difference is, your car will be by the other insurance company designated repair shop repair; but also to the other car for a repair procedures with accident certificate to your insurance company.
(five), irresponsible
The loss of all your car and other vehicle borne by each other, traffic team also won't buckle your points, sent your payment. You do not have to report to the insurance company, the next renewal, you can also get 10% from the insurance company's back.
Seven, windshield damage claims procedures
(a), report
1, with insurance, driving license, driving license driving your car to the insurance company.
2, the claims department to fill in the "registration form", "vehicle insurance claim notice".
(two), loss
With "danger vehicles registration form" claims department staff for damage, replace the windshield glass costs determined by their. Therefore, will give you a "single" therefore, you should pay attention to: the repairs can not be set too low, in order to prevent the replacement windshield is not enough for.
(three), for glass
1, take the car and took on the "single" will be damaged, and it is the car to the garage. The garage can give you a "car" as a single car show.
2, pay the car. Glass after the change, with the "single" car to pay for the repairs after the car. And ask for the following procedures to repair plant:
A, "invoice"
B, "entrusted the single" (shall cover the repair factory seal).
(four), a certificate of the accident
The wall is unilateral liability accident of any accident, find someone to write "third party" can be proved.
(five), submit the documents
"Notice", "danger", "car loss single invoice", "care", "single third party certification", "notice" claims, should all give the insurance company claims department.
(six), take reparations
After receiving the submitted documents, insurance company took the call, with identity cards and the "vehicle registration form" claim indemnity insurance.
Eight, the windshield glass claims of the required documents
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed.
2, "entrusted the single": insurance companies, repair factory fill and seal. The owner is the unit to be sealed, individual is required to be signed.   
3, "loss": a single insurance company and fill in the garage after use, pay insurance company.
4, "invoice" repair: repair shop.
5, "the third party certification": for any third party.
6, "notice": insurance companies to provide indemnity. The owner is the unit to be sealed, individual is required to be signed.
Nine, the driver and passenger insurance claim procedures
(a), hospital treatment
(two), a timely report
1, with insurance, driving license, driving license, report to the insurance company (48 hours).
2, fill in the claims department: "vehicle registration form", "danger danger notice".
(three), submit the documents
The "notice", "out of diagnosis certificate", "medical expense receipt", "accident" that injured staff identity card (photocopy), "claims settlement of single", all the insurance company claims department.
(four), the receiving compensation
To bring claims notify the insurance company, with identity cards and the "registration form" brought loss danger vehicles.
Ten, the driver and passengers out of the claim of the required documents
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed.
2, "to prove the diagnosis": hospital and seal.
3, "medical expense receipt": hospital and seal.
4, "accident" that: traffic team or safety committee will provide and seal. Proof responsibility.
5, "claims statement:" insurance company. The owner is the unit to be sealed, individual is required to be signed.
Eleven, you should immediately lost what car
To report to the Public Security Bureau, maybe they can get the car back; and then report to the insurance company claims, the car can not come back they will compensate for the losses.
Report to the Public Security Bureau in 24 hours, irresistible factors (power, irresistible as: Diuche didn't discover; after the car was lost due to major natural disasters such as earthquake or social unrest can not be timely report and so on) except. Report to the insurance company to within 48 hours, otherwise China Insurance Company, irresistible factors except the same. Not personally go, can also call or fax the report, and then re submit.
Twelve, the car lost claim procedure
(a), report
With insurance, driving license, driving license, in the insurance company claims department to fill in the "registration form", "vehicle insurance claim notice", "equity transfer", and a piece of pilfer claims procedures required list.
(two), three months
Insurance companies report, wait three months. Because the public security departments will take three months to be confirmed after the vehicle has been lost and to open "the loss certificate", "insurance companies have to pay for the lost" after that.
(three), open the loss certificate
The car lost after three months of age: write a report about your car, and take a fill in the transfer of the rights and interests of the book to the Public Security Bureau lost car, the branch has lost car; later, with the car lost report, fill out the transfer of the rights and interests of books and branch. The car lost proof to the city public security bureau two ten team, composed of two issued a formal proof for the claim loss of use.
(four), a suspended proof
Listed Security Bureau issued by the "two" is used to prove the loss, highway bureau to open a vehicle to stop certificate for insurance claims. (five), submit the claim documents
"Notice" danger, "insurance policy", "travel card", "purchase a car", the purchase invoice payment vouchers and receipts, "equity transfer", "lost" book of proof, car keys, "stop", owner's certificate, road maintenance certificate receipt, "statement". The above documents, such as a truck lost to the original units to submit. "Lost" and "stop" to prove that must be provided, otherwise the insurance company will not pay compensation. "Travel card", "certificate", "purchase a car purchase invoice", car keys, each may increase to 5% franchise.
(six), take reparations
Submit the claim documents, receiving the collar call the insurance company, with identity cards and the "registration form" brought loss danger vehicles.
Thirteen, the car lost claims of the required documents
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, is required to be signed.
2, "insurance policy": the original.
3, "travel card": the original.
4, "purchase a car": the original invoice.
5, the purchase payment vouchers and receipts: original.
6, "rights and interests assignment:" insurance company. The owner is the unit to be sealed, individual is required to be signed.
7, "lost": that is provided by the municipal public security bureau.
8, the car keys: the original.
9, "stop that": Highway bureau.
10, the owners owners is required documents: business license units; personal ID card.
11: the original receipt, maintenance.
12, "claims statement:" insurance company. The owner is the unit to be sealed, individual is required to be signed.
Among them, "lost", "proof" that they must be provided, otherwise the insurance company will not pay compensation. "Travel card", "certificate", "purchase a car purchase invoice", car keys, each less an insurance company may increase to 5% franchise.
Fourteen, the young man you should immediately do what
Immediately stop, see injury, report to the traffic team, waiting for the traffic police to deal with the protection of the scene of the accident. If the other person slightly injured, such as traffic team to do after treatment; if the other party seriously, should be immediately sent to hospital for emergency treatment. Try not to move the scene after the accident, because the traffic regulations: all the responsibility to move the scene for accident; if special circumstances must be on the spot marked vehicles and pedestrians in the time of the accident the position when moving.
Deal with the scene in the traffic team, settle the injured, then take the time to report to the insurance company, as long as the incident within 48 hours after the insurance company reported can.
Fifteen, a claim procedure
(a), report
1, with insurance, driving license, driving license driving your car to the insurance company.
2, the claims department fill in the "registration form" or "vehicle accident notice".
(two), and shall issue a certificate of the accident the traffic team closed
1, to distinguish between the responsibilities of both parties.
2, review each other for project.
3, compensate the other party for the losses at the same time we must ask for the relevant documents, because none of these documents is not covered by the insurance company.             Medical expenses (diagnosis required hospital certificate, the drug receipts)
lost income proof (need to have issued by the hospital need to rest and recuperation, the other work units issued by the loss of working time          The transportation fee (need to provide tickets)
Disability allowance (need to provide a certificate of disability)
Death compensation (need to provide proof of death)
4, to the traffic team for "accident certificate" and "economic compensation execution certificate".
"Certificate of the accident" required to write clear the responsibility and compensation. "Economic compensation execution certificate" required to write clear specific compensation items and amount of compensation.
(three), submit the claim documents
"Notice", "danger", "proven diagnosis of medical expenses invoice", "", "accident proved that delays", "compensation", "claims of Executive Certificate", shall be submitted to the insurance company.
(four), take reparations
Submit the claim documents, receiving the collar call the insurance company, with identity cards and the "vehicle registration form" to get out.
Sixteen, a claim documents required
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed.
2, "to prove the diagnosis": hospital and seal.
3, "medical expenses invoice": hospital and seal.
4, "": that delays the injured unit provides and seal. Specify the working time and salary.
5, "accident" that: traffic team or safety committee will provide and seal. To prove that the parties responsibility.
6, "compensation" Executive Certificate: traffic team or safety committee will provide and seal. That claim has been paid to the injured.
7, "claims statement:" insurance company. The owner is the unit to be sealed, individual is required to be signed.
Seventeen, car spontaneous combustion claims procedures
(a), report
1, with insurance, driving license, driving license to drive to the insurance company, if the car has been unable to open, to protect the smooth
2, the claims department to fill in the "registration form", "vehicle insurance claim notice".
(two), loss
With the "registration form" for vehicle insurance claims department insurance personnel, give them a link to them. If the loss of vehicles belonging to the spontaneous combustion risk of loss of the scope of compensation, the insurance company insurance personnel will determine the repair project and repair costs, and give you a "single" loss. Be aware of:
A, don't miss the repair project.
B, repair costs can not be set too low, not enough to prevent the vehicle.
(three), repair
1, take the car and take the "single" loss, submit repair plant. The garage can give you a "car" as a single car show.2, the car. After repair, with "car single" to pay the cost of repair after the car, and ask: "car repair factory invoice", "care", "the construction of single single", "the bill of materials (" shall cover repair factory seal).
(four), P C
"Notice", "danger", "car loss single invoice", "care", "the construction of single single", "material", "reparations single statement", referred to the insurance company claims department.
(five), take reparations
After handing in documents, received the insurance company led the call, with identity cards and the "registration form" brought loss danger vehicles.
Eighteen, car spontaneous combustion claim documents required
1, "notice" insurance: insurance companies to provide complete, the insured. The owner is the unit to be sealed, individual is required to be signed.
2, "entrusted the single": insurance companies, repair factory fill and seal. The owner is the unit to be sealed, individual is required to be signed.        
3, "loss": a single insurance company and fill in the garage after use, pay insurance company.
4, "invoice" repair: repair shop.
5, "the construction of single:" repair shop, fill and seal.
6, "the bill of materials": repair shop, fill and seal.
7, "claims statement:" insurance company. The owner is the unit to be sealed, individual is required to be signed