The two states in the automobile insurance (a car), respectively is NJ and NY

In order to insurance thing, also played a lot of phone, write a lot of E-mail insurance company!!

Why to ask states don't, is because the states (city?) insurance provisions are not the same,

Even the same company on the same car as the driver, the premium will also appear several times the price...

Of course, coverage is on the same condition (Internet quote you know)

Not only is the cost difference, joint discount condition will have difference...

I am a simple example:

GEICO company in North Haledon, NJ, don't accept foreign driving record discount

However, GEICO in Plainview, NY can propose external driving record, even without proof,

On the Internet can help you assess!

In my personal status on evaluation, NJ, GEICO give me half price near thousand dollars

NY, give me half a year nearly four hundred... (do data forget, at present the NY GEICO half a year less than three hundred)

So, I put the license and the cars were transferred to the NY, although pay some taxes and fees,

The overall calculation or cost-effective ^_^

P/s I am not found in the NJ will accept foreign driving record of the insurance company,

But NJ is only a state can use foreign driver's license arrived off the road

To say that Safety Education Discount,

This is also in New York, paid a 50 yuan to the cram school, data fill,

Also do not need to do what you can get a discount... Looks great!?

However, if the drive is not good, or love to drive fast, I was advised not to use this

Because... He can pin point ""

That is, if one day unfortunately falls, whether it is illegal or unexpected... Your driving record on a point!

To use this to pin point, so as to avoid the next premium surge,

In some people, must be better than direct discount to the good!!

Other discounts and Good Student Discount etc.,

Although often occur in the insurance companies, and sometimes because the state of other different discount difference!

Even no!!

I want to have a relationship with the possible risk. Actuarial (speculation) XD

In fact, I very much agree with Seaturtle's attitude, ask many more!

I just want to mention that, state companies insurance provisions are different

The article, don't forget to check your site...

It wouldn't have happened ^_^ much misunderstanding

And, anyway, you ask many letters, even climb (up the provisions of the insurance company or the government website)

If anything, only those words, have good communication and processing ^_^

I highly recommend this company p/s GEICO, E-mail never write to more than 8 hours

Usually one hour a letter (including midnight yo), even if not guaranteed his, also can write a letter to ask

Roommate accident, when called, was also hosted the Chinese service @_@"

   If you want to get a low premium first is certainly safe driving, no tickets or accident, in addition the premium level and age, gender, age, vehicle type, vehicle, is easy to steal, repair costs, use and so on. Each state's car insurance company will give a good driver
The highest discount. Secondly, if you or your spouse is an engineer or education, may simply because the work of
Quality and get the insurance discount. In addition, do a good job in insurance contract "choice" can also make the car insurance costs as
To maximize the benefits. In the choice of deductible coverage (deductible, i.e. if the accident occurred, they must bear
The cost of credit, insurance company pays the rest), think of himself more inclined to now monthly pay
A point, or in the event of an accident. High deductible coverage will reduce the insurance fee.

 There are three important economical criteria.

 1,Plan ahead and goods more than three(This I saw more than in 3 different places mentioned.).

To buy a new car before you check, insurance information. Many people default
The jeep (SUV) than the sedan to your. This is not always true. Some companies according to the vehicle may cause the loss of
To improve your insurance fee, so the insurance costs will be high. However, they also will be based on the impact of the car
Can, they steal ratio, the driver or passengers were injured in the accident situation to score. Many companies on the web site
List some safety and low price vehicle insurance. In addition, every six months, should compare different insurance companies to get
The most favorable price. You will find the goods than three home surprised, can save so much!

 2,Don't be a months pay. The method of payment, the insurance company will collect more $3 to $5 per month. Once
Payment six months is better. If you must pay a monthly, automatic payment. In this way, the additional fee
Use will be reduced, because they give a new bill only in the cost change.

 3, keepA good credit record. Most companies will determine your insurance costs based on your credit record.
Insurance industrial statistics show that pay their bills on time, who is usually a good driver. If insurance companies that insure you
The risk is low, you can get a low insurance fee. If an insurance contract is on your credit record is not HERSHEY'S signed, when
Credit record HERSHEY'S may require the company to re check.

 4,LeeWith low mileage discounts. Some insurance companies will give each drive below the average driving distance to provide a
Fixed discount. This low mileage discount applies equally to the partnership to drive to work

 5, in the same familyThe insurance company to purchase the housing and automobile insurance. If you buy two or two more insurance,
Many insurance companies may offer you a discount. If you and the same insurance companies to buy more than a car
Insurance, your insurance premiums may also be reduced. Some insurers will reduce the long-term customer insurance. But the goods
Three is still very necessary! Purchase insurance from different insurance company, the comparison of different discount information, you can save
A lot of money.

In addition to the good student discount, and Chinese license have a notarized safe driving that sell insurance can also be cheaper.