Unsecured loan, also known asUnsecured loans, orCredit loans. Does not require any collateral, only proof of identity, proof of income, proof of address and other materials (concrete evidence to see what the bank) to apply for bank loans, the bank is based on credit personal loans, interest rates generally slightly higher than a mortgage, customers can choose according to the specific circumstances of individual loan period, and then with the Bank or Finance Company signed a contract, guarantee.

Unsecured loan business, mainly through bank, loan company, electronic financial institutions handling.

Currently there are no mortgage products with Citibank bank, Standard Chartered Bank, Ping An Bank, Ningbo bank, but the bank for lenders require very high.

The loan companyThe letter should, emergency loan, in the EMC industry, there are a lot of security around the nominal loan companies, consulting.

Electronic financial institutions mainly refers to P2P model peer-to-peer lending, Luigi Nono pound guest, model site.

At present, no mortgage lending (credit) in China is booming. Although time is not long, but the parties have actively launched products for the market.

At present, the formal promotion without mortgage bank launched a loan now sends is unsecured loans, loans for the amount of eight thousand yuan to twenty thousand yuan, the common characteristics of Bank launched such products is the amount of low threshold, high, slow procedures.

Loan companiesUnsecured credit loanThe amount, about 2-30 million, interest rate 1.5%-3%. The characteristic of this kind of product is fast, the amount is very flexible. Features: fast approval for flexible service repayment.

P2P electronic financial peer-to-peer lending patterns, lines will not be too high, speed is between loan companies and banks, can be characterized through the network to complete loan formalities, can through the online bank or Alipay and repayment, but the rate is not determined.