Two car crashes, with full responsibility responsibility, no responsibility information collection guidelines
Created:
/Author:
Aaron Lewis
A, full responsibility.
(a) to provide basic data:
1 payment receipt (insured signature, and fill in the name, bank account, bank account)
2 2 copies of the ID card copy (by the need to provide insurance for individuals)
The 3 cross strong insurance, commercial insurance and the number of single copy (vehicle loss to the original),Every February 1, 2008 be or get out of danger, regardless of whether the three car claims are required to provide the standard car cross strong insurance policy.
4 motor vehicle insurance claim / Notice of claim
5 driving license and driving license copy
(two)
traffic accident evidence - all for:
Provided by the traffic police to deal with the (1) the traffic accident report (2) the traffic accident damages mediation or conciliation Book traffic accident damages;
The court also provides (3) civil judgment or civil mediation book;
Need to provide treatment by insurance company (4) the site survey record.
(three) loss of data object and three are required to provide the original:
1, loss of vehicles: (1) confirmation of motor vehicle insurance vehicle losses (2) invoice vehicle repair, salvage charges (3) photo (loss of vehicleDon't print in the confirmation of transfer system can be normal to refer to the two car photo, or need to provide paper).
2, loss of property: (1) property loss list (Southern China assessment report) (2) invoice property damage repair, treatment costs (3) property loss photos.
Two,The generalWith the responsibility, main responsibility, responsible (i.e. in the accident is only indicate the responsibility, no additional comments.)
(a) to provide basic data:
1 payment receipt (insured signature, and fill out the opening bank and account number)
2 2 copies of the ID card copy (by the need to provide insurance for individuals)
3 insurance and number of single copy (vehicle loss to the original)
4 motor vehicle insurance claim / Notice of claim
5 driving license and driving license copy
(two)
traffic accident evidence - all for:
Provided by the traffic police to deal with the (1) the traffic accident report (2) the traffic accident damages mediation or conciliation Book traffic accident damages;
The court also provides (3) civil judgment or civil mediation book;
Need to provide treatment by insurance company (4) the site survey record.
(three) loss of data object can be copy, the three must be original:
1Loss of vehicles:
Standard car loss is less than 2000 yuan:No need to submit data car damage standard, by three vehicles cross strong insurance underwriting companies paid.
Standard car loss of over 2000 yuan:(1) confirmation of motor vehicle insurance vehicle losses (2) invoice vehicle repair, salvage charges (3) loss of vehicles.(this can be an original, also can copy with the three cross strong insurance underwriting companies (i.e., collect the data of original insurance company claims chapter).
The three car (must provide the original): (1) confirmation of motor vehicle insurance vehicle losses (2) invoice vehicle repair, salvage charges (3) loss of vehicles.
2Property loss (must provide the original): (1) property loss list (Southern China assessment report) (2) invoice property damage repair, treatment costs (3) property loss photos.
Three, without responsibility.(this car damage cases refer to before February 1, 2008, subject and non Shenzhen insurance company car crash happened without liability claims 400 yuan pay strong risk limits.Since February 1, 2008, regardless of the underlying car where and what car accidents are no liability claims under the item of property insurance, by the full responsibility of insurance company in the full responsibility to deliver strong insurance item generation.)
(a) to provide basic data:
1 payment receipt (insured signature, and fill out the opening bank and account number)
2 2 copies of the ID card copy (by the need to provide insurance for individuals)
3 insurance and number of single copy (vehicle loss to the original)
4 motor vehicle insurance claim / Notice of claim
5 driving license and driving license copy
(two)
traffic accident evidence - all for:
Provided by the traffic police to deal with the (1) the traffic accident report (2) the traffic accident damages mediation or conciliation Book traffic accident damages;
The court also provides (3) civil judgment or civil mediation book;
Need to provide treatment by insurance company (4) the site survey record.
(three)
vehicle loss:
Standard car: no need to submit information of vehicle loss subject, from the three car insurance claims.
Method: three car (must provide all original): (1) confirmation of motor vehicle insurance vehicle losses (2) invoice vehicle repair, salvage charges (3) loss of vehicles.
Method two: three the car (the data copy): confirmation of motor vehicle insurance loss of vehicles, vehicle repair, salvage fee invoice, vehicle damage photographs affixed with three car insurance claims chapter (collect the original documents),Also need to provide the three car adjustment of claims with the claims chapter.
To keep the principle of:
A: the principle of cross strong insurance only for others; commercial insurance can compensate yourself and others;
Principle two:Before February 1, 2008, no matter where, as long as the Shenzhen car and non Shenzhen car, Shenzhen car with responsibility, whether it is the full responsibility, main responsibility, the same responsibility or responsibility, specifically: (1) Shenzhen car loss below 400 yuan, non Shenzhen car must be full compensation Shenzhen car.(2) the Shenzhen car loss of more than 400 yuan, non Shenzhen car must pay 400 yuan Shenzhen car insurance to pay strong limit.(3) the Shenzhen car non-destructive, non Shenzhen car without payment of Shenzhen car.
Principle three:February 1, 2008, no matter where, Shenzhen car and any car, regardless of where it is covered, as long as the standard car without responsibility, there are not pay property damages to the other party regulations; if the Shenzhen car full responsibility, regardless of whether the three car loss whether repair, are no fault liability on the property in the full responsibility to make strong insurance generation lost the other 100 yuan; if the lossless or not claim Shenzhen car, no fault liability on the property does not produce this without liability to compensate 100 yuan of generation.
Remarks.
1.2008 years ago in February 1st be or get out of danger, ifNon Guangdong B cardCan provide the policy, copy Shenzhen strong risk of the insured to pay in Shenzhen City Public Security Bureau for the driving license copy any data, as the Shenzhen car, no duty compensate 400 yuan on.
2.
2008 years before February 1st, Shenzhen car andTwo non Shenzhen carDuring the collision, Shenzhen car full responsibility, non Shenzhen car without responsibility, non Shenzhen vehicles shall be separately to the Shenzhen car payment 400 yuan pay strong risk limits, that is the highest receive 800 yuan traffic insurance limit.After February 1, 2008, is produced without responsibility generation to compensate 200 yuan recorded in the full responsibility to deliver strong insurance under.
3 if the traffic police issued accident liability accident liability is based on column, with responsibility, responsibility, but the mediation results column clearly stated as: "by the party to bear losses shall be borne by Party B. 50%, loss of accident of 50%" and the results of mediation, the claim was different and the same liability cases, whether it is commercial insurance or insurance to pay strong are proportional allocation problem, then regardless of the underlying, three losses, is required to provide the standard car and three car claim information, payment method = standard car loss of *50%+ three car loss *50%.