The lawyer professional traffic accident compensation

Total or constructive total loss of the vehicle in the case, according to the vehicle insurance business insurance in terms of loss insurance terms, net residual value of vehicles, vehicle depreciation, the insurance company paid in full.

In practice, special attention should be paid to commercial insurance exemption clause. In the vehicle insured, the insurance company has to fulfill the obligation of the exemption clause, the decisive role to the claim on.

Beijing Xicheng court Luomou v. Huatai Insurance Company insurance contract disputes handled by the author, Luomou in "pull black living" in the process of traffic accident, causing the vehicle scrap, claim to the insurance company, insurance company to Luomou arbitrarily change the nature of the use of vehicles, increase the degree of risk, did not inform insurance companies on the grounds, according to the provisions of the insurance law and the insurance refused to pay. Luo Mou did not sign the application form, and finally the western city court to the insurance company fails to fulfill the obligation to support the insured Luomou all litigation request. The Luomou if signed declaration, the claim will not get the support of the court.

Wang Fei lawyer: 13693373350