According to regulations, vehicle owners to advance the claim. But after the first advance will find themselves after the repair, the repair costs paid, the insurance company may not be able to give back. The emergence of "adjustment", is because the purchase insurance directly to the insurance company, the insurance company does not take out insurance on the basis of the price difference will be or get out of danger can be a place to tell you.

   General 4S shop in car insurance needs to be repaired, with new original factory parts repair, cost according to the current car accessories price calculation, repair costs are statistics in accordance with the current repair labor expense standard, so the 4S store the actual loss repair price and insurance companies offer different loss.

   The insurance company claims when the parts according to market price quotation is not necessarily 4S stores the original accessories price to calculate, if other repair factory quotation or use the Deputy plant parts, the price will be cheaper than 4S.

   The owner if you don't want to pay extra to lose the insurance company designated repair factory repair, but there is a risk. A lot of automotive electronic products and computer software, signed an agreement with the insurance company repair plant technology Co., may not be able to fix it, because the quality assurance, the owner can only get 4S repair shop. But extra take part repair costs, the owners only themselves.