Today you are "loan".

                              Today you are "loan"
                                                                                                                                  -- an animal rights practitioners of the road


   In February 23, 2012, is a worrying time for me, I drove his wife to our local morningLuohe Yuanhui District empty Zhong Guo rural credit cooperativesTeller, wife out to handle, I did not get off, while his wife very angry came out and asked me to who make loans, (Carrying a wife to loan, the thing I want to is a woman will think, you'll see) I was very depressed, I never make a loan? I get off to go to their office to ask, the clerk is very angry and said: "the money why not put loan, will expire in August, are now overdue for more than half a year". Make me very depressed, I asked them to take out loans original record control, so sales across the glass I saw several eyes, I was very surprised to see its lenders in the photo on the ID card and I am not the same, other ID number, home address, name of a die, I was aware of the the seriousness of the problem, off to the police station to check my ID card information, police told me, my identity card information only, estimates could ID information theft, suspected of economic fraud loans, so I in the local dispatched so suspected stolen with my ID card information in loan fraud case,(note if you find that your identity stolen information with loans, and not timely report, may face shield criminals failure were held related legal liability) Afterwards I contact a lot of media and journalists, and perhaps our livestock too naive, perhaps our livestock too backward, perhaps Xindaiyuan energy is too high, in short to finally settle a matter by leaving it unsettled, the so-called people's livelihood hotline, negative reports alleged, so far I have not encountered a dare to media this matter to reveal to the public participation, but I firmly believe that justice will have the media to participate, justice for our livestock, safeguard the legitimate rights and interests of our.
       "Personal credit report"This strange words, I think we animal people rarely heard, but this thing is very important for us, because once your personal credit records, bankBlack listThe banking system, will refuse to cooperate with you, will not give you a loan, so the protection of their legitimate rights and interests, the local people's Bank Chinese best conditional word, bring your ID card to the credit department inquiries under his"Personal credit report". If it is found that the identity information is stolen by loan, to timely communication with the banking system and complaints, asking them to remove their personal credit record, and make an apology, and timely to the localEconomic Investigation DetachmentThe report, law of criminal responsibility of relevant personnel, and to preserve the civil compensation responsibility, timely to the local people's Bank of Chinese issued their own"Personal credit report"The preservation of evidence. (lawsuit is evidence), in accordance with the provisions of laws and regulations of China, the relevant provisions after the first criminal prosecution, can review of the bank loan and lender forging personal identity information, asking them to remove theirBad information record, remember must be eliminated.And asked them to apologize and incidental civil compensation liability.
      Some people may ask, originally very simple things, allow them to eliminate the bad record their own, not their own loan don't talk not finished? Yes, so do most worry, but also the most economic, less a lot of trouble, but also most people do, but also because we the masses kind will indulge these moths secure to rely on, can steal others' information, collusion loans, stealing the national capital, cause damage to the state funds and bank credit. And as I this slightly reputable merchants, the swindlers run, credit loss in more than ten years, adhere to Party A, accumulation of honesty and credit, but these guys It is without rhyme or reason. ruined, I can not angry, not sad? Because most of what I do is network business, a lot of people are watching my space or blog to have the intention to cooperate with me, and for a known only in person on the network cooperation, and play money, that is how a kind of trust, I have been working with profound respect and humility, operators of their credibility, time in February 26th I was in QQ with a client chat, I found the financial system has been included in the blacklist, someone kindly reminded me, youThe financial system credit blacklistLast, Is it right?Liar.This reminded it let me know the personal credit rating system, only let me pay attention to credit system, let me understand why since last August after the new customer turnover so little, because give you a lot of people through the local banking system can query your personal credit money, your great name in the credit blacklist, others do not that you are a liar, you dare to hit a strange? It aroused my anger,So I went on the rocky road to adults.
   I went downtown to do the morning of March 22nd, my mother and my wife to the source area. Guo credit agency to find the theory, but not by a hanging plate for two unidentified woman down LA6833 Honda commercial vehicles on the beat, the motivation of the suspicious, the behavior of the shameless, its influence is bad, be hated by both man and God after I received the news, rushed to the scene, two hit the woman had decamp, after my mother recalls, two women get off the empty tomb, Yuanhui district had two staff credit cooperatives pull partial frame, a male staff saw two women beat my mother and wife, even from the behind the back catch my wife's clothes, let one of the women beaten, cause my wife facial injuries, this in a flagrant way accomplice very shameless, I seriously doubt the internal staff of people called the. I am very angry, call 110, police station police allowed us to the police station to make the record, arrived at the police station police on duty have mutual prevarication, one of the staff members said remember also useless car licence, who beat with's licence, to call the bank's internal monitoring video recording, the saying you let the transfer is adjustable, let you check to check, the attitude of the poor, in the last call several times after 110, the director just to do a record, then let my wife to do the forensic identification, a few days after the forensic identification, the progress I will inform things timely, as it will be with the passage of time and out in the world.

As a formal financial institutions, the loan program will first have to provide their own identity card lender, guarantor, and I arrived at the scene, to sign it, layers of review, to determine whether the loan, and the source area of Luohe city empty Zhong Guo of rural credit cooperatives, loan officers Cui Xiang Yang, Zheng Qingyan and Jia Xiaodong (the guarantor, at present the actual lender and a guarantee I still do not know the name, the information systems discipline Yuanhui District Rural Credit Cooperatives Supervision Room petitioners), Yuanhui district credit union according to the discipline inspection and supervision departments of the staff explained, this loan department manager Cui Xiangyang and Zheng Qingyan two people for the actual lender, the fraudulent use of my identity information workers, managers do not know, is the guarantor Jia Xiaodong introduced to the contractor, then I think, since the actual lenders use my identity information managers do not know, know not the people in our village, the loan officer why through the review, the basic common sense, I want to sink district credit discipline inspection and supervision departments should understand the Maoni, from the scope of work, when Zheng Qingyan is responsible for Our village credit officers, and Cui Xiangyang is not in charge of our village business, now that Cui Xiangyang is not responsible for the village business, so why he was involved in the loan, I can make nothing of it, I think with the passage of time, the progress of the case will one day be the white in the world. Now the key point of all obligations and evade the lenders themselves, the police explanation is unable to find the actual lender, not catch him, and credit unions also because of this, the administrative punished, only to two loan officers not essential which Maoni, worth pondering.

     In March 23, 2012 the personal credit records show that Id be used loans totaling two, a loan of 20000 yuan in January 24, 2010, returned in July 23, 2010 August 1, 2010, a sum of 30000 yuan of loans, expires in August 1, 2011 until March 12, 2012 I was included in the financial system blacklist for up to 7 months, to my personal credit, business credit caused huge losses, the direct economic loss of about 100000 yuan, after that, its lenders with the subordinate empty Zhong Guo rural credit cooperatives Cui Xiangyang and Zheng together using illegal means, stealing the national loans, which led directly to the reputation and business reputation and economic losses of man himself, while Yuanhui District Credit Union investigation, but only for internal staff of Cui Xiangyang and Zheng Qingyan administrative record this neither painful nor itching, to this I was not satisfied with the results. The empty tomb management Guo rural credit cooperatives operating confusion, false mortgage, how many false mortgage, only these "worms" know. The loan officer wanton squandering national assets, these uncollectible credit funds when? Why not corrupt the investigation and handling of people, hope that the leadership to enforce the law, to punish the fraud state property and malfeasance behavior caused serious loss of innocent people.
   Also hope that the majority of netizens and the justice of the media involved, let this moth be punished, not without reason is the loan may be you, the next in order to justice, in order to you, hope you turn up.