To solve the vehicle after the loan repaid in advance for the mortgage registration

Solution: paying off car loans required to lift the mortgage registration,


Losses on loans, the borrower has unpaid loans may be repaid after - car loan mortgage registration termination, no matter what measures and fulfilled what procedures - advance repaid car loan mortgage registration relief, loans are doomed to lose, or although can recover the few, but its value is very little, from the bank's point of view, there is no significance and need to be retained in the accounts as bank assets
For these types of loans, should be immediately cancelled after performing the necessary legal procedures, its loan loss probability in the 75 � � � � � -100.


The availability of car loans, if the economy has improved, can apply to the bank to apply for early repayment, but to note - advance repaid car loan mortgage registration lifted loan settlement, remember to lift the mortgage registration.

Mortgage registration cancellation, borrowers need to carry the following information (taking Beijing as an example):

1, ID card (the principal applicant and the owner of the vehicle);

2, the loan contract;

3, payment card;

4, the temporary residence permit (the owner of the vehicle registration of non registered);

5, the motor vehicle registration certificate (October 15, 2012 after the repayment of loans to customers).




Information related to loan process 1, charge the buyer and seller bank loans required;

2, to assist the lender (buyer) signed bank loans, to the Bank of first instance text;

3, to assist the seller and the buyer for the transfer transaction;

4, the buyer to receive new property permits will be property rights certificate, the sale contract, deed tax certificate, the original old land certificate and submit to the Guarantee corporation;

After 5, the new property permits a, Guarantee Corporation will loan text and buyer's property information to the bank loans and provident fund center for examination and approval;

After 6, after the approval by the housing bank, "the letter of guarantee issued by the Guarantee Corporation" loans to customers;

7, loans to housing home Guarantee Corporation account

Notice to the seller and the buyer, sign on the spot, the seller receive 1629;

8, housing home Guarantee Corporation on behalf of the buyer for land permits and housing mortgage procedures. Will the property permits, land stock buyers, the housing He Xiang of bank.
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