Now more and more friends abroad self driving tour, car rental has been a lot of people as the preferred mode of travel itself, on the car insurance, car rental is also accounted for a large proportion of the total cost. Because of the long-term in Europe and the United States life work of private car owners, his private car insurance will cover part of the territory in North America and Europe car insurance, some are Europe and the United States issued may contain some local rental car insurance credit card, possibly because in Europe and the United States to apply for credit cards and car insurance relief to enjoy. The situation This is not the only one., this post for from the domestic departure, no credit card debt insurance self drive tourists as an example, insurance type and selection of developed countries in Europe and America car talk. But because I to Europe and the United States Insurance Law and the state, local regulations limited understanding, also urge.

In the car rental company website generally have the following types of options:

A.Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW), the following is represented by CDW:

According to different countries or car rental company, the insurance from US $10 to 20 euro per day ranged. On the line, if the person that rent a car rental car to the damage, whether the collision, accident, or theft, without tenants pay.

Select the categories to note is: some car rental companies will have certain Deduction, the car just after be or get out of danger, only a part of the amount of costs borne by the insurance company, the excess rent bear. The CDW can only be called "CDW", the car rental companies often also provide named FULL-CDW insurance options. That is to say, if choose "CDW", be or get out of danger after the lessee may bear a part, but on the FULL CDW, collision, accident, or theft and other car related problem, need not bear any costs. As for the choice of FULL CDW or "CDW", according to the person driving technology, the degree of difficulty routes to determine.
Suggestions on the selection of the developed countries in Europe and America: because the artificial cost expensive, a little accident hundreds or even thousands of euros are possible. This is to need not bear any costs for good.

Two. The third party liability insurance (Liability):
According to different countries or car rental company, the insurance in general in the 10-20 dollar / euro every day.
On the insurance, car rental people open their rental car, accident, caused the people outside the car and car rental companies of the third party personal or property losses, the insurance for car rental burden the loss of all or part of. Only part of the burden refers to: the laws of different countries is different, some company car rental only with insurance, third party liability basic after be or get out of danger, the insurance company only pay a fixed amount, such as the third great losses, exceed a part to be borne by the person that rent a car. In other words, it is a limit of compensation. So the car rental company also provides named Supplemental Liability Insurance ("SLI") or Additional Liability Insurance ("ALI") additional risk, to improve the insurance company will pay the amount, the corresponding reduced your risk.
Selection: confirmation car company whether to include the third party liability insurance in the car, the insurance is at their own expense to. As for SLI or ALI, according to the specific circumstances to determine individual.

Three personal insurance
Personal Accident Insurance ("PAI") and Personal Effects Insurance ("PEI")
Many companies put the two together as Personal Protection Plan ("PPP"), every day in the below $10.
1.PAI:The insurance, insurance company for the drivers and passengers in the car accident caused death, injury, ambulance services
In the case of AVIS: any of the following circumstances with paid the driver and passenger fees respectively:
Death: $175000
Medical: $2500
Ambulance: $250
2.PEI:The insurance, insurance company for the drivers and their families during the car rental property loss compensation. The general limit of $1500.
The PAI and PEI in many company is based on PACKAGE for car purchase. For patients with AVIS, some companies also provide PAI PLUS options, that is to say, more of this insurance, the death with payment increase from $175000 to $250000.
If the lessee in the car rental local insurance including Zijia out in overseas payment, can consider not PAI, for PEI, they should pay more attention to some, valuables with you, also can not the insurance.

About personal items lost compensation, insurance only basic compensation, because of missing items "proof" is very difficult to define, really do not move the insurance clause complex, I still recommend:

1 to Check Inn Hotel, put valuables to travel light.

2 put the car in the parking lot someone on duty.
3 precious objects can not stay in the hotel, put in the trunk. When parking, luggage toward the more the merrier direction.

4 rent a SUV or travel car please mention cars, should cover check luggage space (scalable, to shelter the luggage).

Integrated afore-mentioned, general car insurance choice is: buy the security. Not only do not covet money or have luck instead of some important categories, also not because all risks and secure to rely on, do not pay attention to traffic safety. First do no good and careful planning, the way to visit at the same time must be circumspect.

I wish all the self driving travel lovers: Take it easy, enjoy the trip! Relax, have a pleasant journey!