To remind: a loan to buy a car three big traps

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  • / Author: Aaron Lewis

In the car, a lot of people have taken loans or credit card installment way, can take the car home ahead of schedule, the monthly burden is not heavy, but in the loan purchase a car, there are all kinds of traps, to remind consumers to be careful! Loans to purchase a car mainly has the following three traps:

　　"Zero interest, zero interest" but fees high

In the various models of advertising, often see the "zero interest rate zero interest" loan to buy a car advertisement, but when you apply for loans when found, interest free loan purchase a car while, in paragraph is more than a fee, according to the car a few percent, of course this part cost is not written in the promotion in the advertisement, it is to do do one thing under cover of another.

Encounter this kind of situation, you have to understand, zero interest rates is a marketing strategy, all that zero interest rates of car loan service basically is to charge a fee, charge the no ground for blame, the key is how much, if fees than interest payments on loans than bank interest rates low, or not much also acceptable. If the final result is much higher, it would be better for a car loan is more cost-effective.

　　Bundling layers of the oil scraper

Many dealers in order to earn more profits, to apply for car loan difficulties that, tried various ways to bundle together, requires you to refund the full insurance in him, apply for credit cards, car accessories will buy some expensive and so on, a lap down, the car did not earn money, all through other ways to earn back, this is the wool in the sheep.

Encounter this kind of situation, as consumers, the mind must be calm, the heart has to 99, before consumption to calculate these things worth, say no to bundling, a grinding down prices, as consumers are you God, man must be hard.

　　After the formalities increases in disguise

Some car dealers after you finish a car loan, began to use delaying tactics, deliberately not loan or guard, let consumers pay the nominal fee, like charges pad, benefits fees to lenders to cars, even in advance to talk about good is not necessarily useful, will always find an excuse to play a rogue, rogue.

In order to avoid this kind of situation more please:Http://www.yinhang.com/a_2014_0219_185422.html

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