Many purchase a car makers may have such doubt, namely the second-hand vehicle can loan? For this problem, it is difficult to give a negative answer. Because the second-hand car business indeed has been produced, but progress is not smooth. Compared with the new car loan, picture of a prosperity, buy second-hand car loan is unusually deserted. When we see the banks to set conditions, the heart will be cool half.

Loans to buy second-hand car conditions include:

First, only the evaluation value can apply for loans in 80000 yuan -80 yuan, vehicle age below 7 years of domestic car.

Second, the buyer payment shall not be less than the assessment price 50%.

Third, the loan period shall not exceed the upper limit of 3 years.

Fourth, loans for second-hand car must be provided by Guarantee Corporation guarantees, and to banks designated by the insurance company all specified categories.

Fifth, apply for loans to borrowers with good credit.

From the above conditions, the loan to buy second-hand car difficult remarkable. Not all the second-hand vehicle can loan, the minimum down payment ratio of second-hand car 50% was significantly higher than that of the new 30% Shoufu ratio; shall not exceed 3 years of the loan period, far stricter than the new 5 year loan limit.

Tips:

1, apply for loans must choose normal lending institutions, so as to avoid unnecessary loss. Not to lending institutions before the field study, do not pay any fees!

Distinguish between lenders legal and not some simple techniques: one is to look at the loan interest rate, if higher than 4 times the bank's benchmark interest rate of loans, it may be illegal; two to see whether the company charges in the loan before the loan, if the former with various nominal charge for, must be careful; three to see whether it has a fixed place of business.

2, apply for loans, received many telephone does not need to do?

A, in Shanghai Lian Bang to apply for loans, loans after the success of please "login user center" to choose the loan success.

B, if the loan demand, funding problems have been solved, does not need the loan information please "login user center - I want to loan my loan" delete published.

Shanghai Lian Bang Cci Capital Ltd
Tel: 021-60752658
The mailbox:Lianbang66@163.com
Address: Sheng Hong Lio Building No. 738 Shanghai Pudong New Area Mall Road, room 902