According to a survey by the state information center, now the financing problem has become the primary focus of individual entrepreneurship, while more than 80% of the entrepreneurs because they do not know how the loan, or simply not loans, the shortage of funds that they brushed past with the excellent "business".
However, to make individual entrepreneurs is excited, recently China bank, China Everbright Bank, Guangdong Development Bank, CITIC bank capital financial institutions have launched specifically for "personal business" make loans varieties, at the same time, the Agricultural Bank, Minsheng Bank is also brewing more loan program. Individuals can raise funds through pre loan, step by step to achieve "the boss dream".
 

   Tianjin UnionPay Investment Consultants Limited:The LordToCollege students and people for the local area, is engaged in the credit financing and management consultancy services, companies and banks (ICBC, Agricultural Bank of China, China Construction Bank) through the green underground channel long-term close joint venture, and established a strong close relations of cooperation, the two sides through continuous business, forming a good reputation. The company was founded in 2006, the registered capital of 100 million yuan, the company since its establishment, the financial difficulty has been solved for the success of our customers. If you are starved of capital and through other means can not solve, that our company will be sincere hospitality, customer first service as soon as possible for you to handle

  A: [, lending targets college students, personal] the loan (mortgage free, free, convenient, fast, secure guarantee)

1: Student Loan(credit), the lending limit (10000 -30), period of 1-3 years, the loan interest rate: foods (2%).
Requirements: (A) is required to provide valid documents (such as ID card, student ID card, diploma copy), and home address, the family of fixed telephone.
Requirements: (B) the company also require the applicant to submit relevant information, to submit material after verification and shall be reported to the paragraph, the fastest within half an hour the next.

2: personal loans(credit), the lending limit (10000 -20), period of 1-3 years, loan interest rates: interest rate (2%).
Requirements: (A) is required to provide valid documents (such as identity cards, residence booklet copy), and home address, the family of fixed telephone.
Requirements: (B) the company also require the applicant to submit relevant information, to submit material after verification and shall be reported to the paragraph, the fastest within half an hour the next.

  Two, the loan advantages:
Optimization of 1, repayment (quarterly interest, expire debt);
2, use of the loan is not restricted;
3, the loan amount is large, the next time is fast, short process;
4, can advance owing on the loan, no liquidated damages;
5, the long duration of the loan, the procedure is fast, simple and;
6, such as loans for unsuccessful does not charge any fees;
7, the acceptance time; at 8; 00- PM 17:00. holidays without a break;

  Three. The loan conditions

1 with full capacity for civil conduct (minors shall be agreed in writing by the legal guardian);
2, honest and trustworthy, law-abiding, no illegal behavior;
3 learning achievements, can complete their studies;
No bad record of 4 during the period of school;
5, strictly abide by the provisions of the state, the handling bank and national student loan commitment, proper use of loans and perform the obligations in accordance with the provisions of;
6 in line with China announced by the people's Bank "loan general" provisions of other conditions.

Four, the loan process:
The client application - "-" to verify the submitted materials for the clients loan application form, "the two sides signed the contract," loans.

(Tel: 15279002303 Yang manager, 9:00---- am 5:00 PM)
Used

                    ★ Company He The same
Lender: ________________
Address: ________________
Zip: -- -- -- the phone: _______________ borrowers: bank account: ______________________________
Address: ______________________________
Zip: ______________ telephone: ______________________
According to the "contract law" provisions of the people's Republic of China, the lenders, borrowers, the guarantee agreement, the signing of this contract, abide together.
The first type of loan: ____________________________________
Article second the amount of borrowing (uppercase):_____________________________________
Third a loan application: ________________________________________
Fourth borrowing: borrowing rates for 2% of the monthly, monthly income, with the benefit of clear.
Article fifth the borrowing period:
Loan period since the ____ years ____ ____ month date, year to ____ ____ month ____ date. Borrowing the actual payment and deadlines to note 1 times extend and retract. I should be as an annex to the contract, has the same legal effect with this contract.
The sixth source of repayment and repayment of funds:
The 1 source of repayment funds: ______________________________________________
2 repayment methods: ______________________________________________
Article seventh guarantee clause:
Please ___________________ borrowers borrowing as a guarantor, the loan review, confirmed the assurance ability has the guarantee qualifications and adequate compensatory borrowing, that party shall have the right to inspect and supervise the borrower to perform the contract. When the borrower fails to perform the contract, the guarantor bear joint responsibility for repayment of principal and interest loan. When necessary, can guarantee loan from the deposit account to deduct the loan principal and interest.
Article eighth liability for breach of contract:
1 after signing the contract, the lender shall in the borrower proposes a 1 days (excluding holidays) will be released to the Borrower Loans, account or by lenders (banks) drawn issued to the borrower. If the lender fails to grant loans (Draft), it shall pay breach of contract damages to the borrower in default amount and delayed days of loan interest 20%.
2 the borrower if not according to the purposes specified in the contract, the lender shall have the right to the use of the loan, to recover some or all of the loan, the default use, according to the regulations of bank additional penalty. The borrower as caused by the backlog of material or loss or illegal in the use of loans, loan shall not be liable, and has the right to receive additional penalty or regulations of bank loan principal and interest from the borrower account. If the borrower defaults to transfer and use of funds, the lender shall have the right to request the other bank to debit payment.
3 the borrower at the time stipulated in the contract payment. If the borrowers will need to borrow to extend, should be in the loan before the expiration of 5 to the loan application, guaranteed party, should be guaranteed sign agreed to extend the guarantee period, procedures for extension of the loan approval. If the borrower does not repay the loan, lenders have permission to recover the loans, and collection of overdue interest and impose a punitive interest according to the bank. Such as the poor business losses or false profit, endanger the security of loans, the lender shall have the right to recover the loan ahead of schedule.
The modification or rescission of the contract: ninth in the "contract law" provisions to allow to change or cancel the contract situation, any party shall not unilaterally modify or rescind the contract. One of the parties on the basis of "contract law" requirement to change or cancel the contract, should be adopted timely written notice to other parties, and reach a written agreement, change or terminate this contract, the borrower occupied loans and the interest payable, still should be repaid according to the contract.
The tenth way to resolve contract disputes, disputes arising out of this contract. Settled through consultation by the parties. Consultation fails, both parties agree to (deal with).
(1) by the arbitration commission.
(2) to the people's court.
Article eleventh of this contract by both parties signed, the borrower must pay more than the circle as the contract deposit to loan.
Lender: ______________________ borrowers: ____________________
Representative signature: signature _________________ representative: ____________________
Guarantor signature: _____________________
____ year month day ____ ____