According to statistics, will choose the car consumption loans 80% or even higher proportion in developed countries USA, consumers purchase a car, while in China, the current ratio is less than 10%. In fact, the vehicle consumption loan purchase a car choice, not only for consumers to purchase a car needs effectively reduce amount of funds to pay for the first time, alleviate financial pressure; also to consumer finance and investment, the fight against inflation risk.

   But the car loan despite the benefits above, domestic consumers are not widely accepted, even the cold shoulder. The cause of this phenomenon and the cause of domestic and foreign automobile consumption loans has Rainbow Night situation, on the one hand is the traditional consumption habits of consumers in action, on the other hand is part of car loans high interest and fees burden to consumers.
   We see, although with the rapid development of domestic economy and the continuous deepening of reform, the people's consumption concept has changed, investment and financial management concepts have more and more win support among the people. But in many domestic car loan mode, a considerable part of especially high-grade car matching sets of car loan mode, not only need consumers to assume certain interest payments, also need an additional fee expenditure, two additive or even higher than bank lending rates over the same period. And its demonstration effect and the many car enterprises launched in the car consumption loans initially used widely in this mode, can not be said to have produced the inertia of thinking First impressions are strongest in the minds of consumers, thus becoming the automobile consumption loans in the consumer pay more attention to the fundamental reason today still attracting little interest in finance and investment.

   But all this, is expected with the launch of Changan Ford carnival is part of the model three years 0 interest car loan mode, and gradually accepted by consumers. As compared with the traditional car loan pattern, Carnival three years 0 interest car loan pattern superiority is obviously. It not only reduces the threshold to purchase a car, you don't have to face the huge capital expenditure pressure to allow consumers to purchase a car, but also for consumers from the interest expense increased subsequent economic concerns. Especially in the face of the domestic savings has entered the era of "negative interest rate" reality, so that consumers have installments of the advantage and convenient at the same time, the inflation risk easily passed on by providing three years 0 interest rate Ford Financial Center for car loans, equivalent to increase the consumer's real income (the amount equivalent to the difference and the loan fund is multiplied by CPI and interest rate). And if consumers will low down payment practice to bring the "save" funds for investment, but also get more income.
   In particular, a 0 interest in a foreign car loan mode. But understand according to the author, the limitation of that car loan mode more in slow-moving or backward models of the application, the core models with other car loan pattern, but are generally short duration. The Changan Ford 0 interest rate loans not only in its core selling car in Carnival body, is given up to three years of the 0 term, it offers an unprecedented.

   As everyone knows, the carnival with its stunning appearance, fashion, interior, excellent handling, first-class safety, low fuel consumption and superior cost-effective advantages, domestic listed at the beginning of that quickly won numerous young consumer's heart, and in 3 years made performance of almost 200000 cars and domestic market sales of less than, become indisputable leader in small car. With the continuous implementation of the 3 year rate of 0 car loans, as one of the leading models Fiesta small car in, there is no doubt that it will attract more consumers. And the choice of numerous car loan consumption patterns, is expected with the carnival 3 years 0 interest car loans by more and more consumer choice, gradually familiar to consumers, or will usher in the domestic car consumption loans and spring is unknown.