The young man loan purchase a car, you can at the threshold?

At the end of this year's domestic car, it is unpopular has gone too far, especially in Beijing some time ago that suspended vehicle licensing rumor is directed queuing registration million unpopular scene. Although nowadays has been officially confirmed it was a false alarm, but it is not difficult to see, today's car how fire. The reasons for the car unpopular, and the purchase of tax preferential policy cancellation will undoubtedly have a great relationship, a lot of people are robbed of the preferential tower at the end of the train, especially a lot of young people, but also because of funding problems, decided to choose the loan to buy a car, the first to enjoy after the payment of the purchase car. But if I may ask: "loan to buy a car, you can at the threshold?



 

What is the threshold of the loan to buy a car? The first payment or repayment of funds, the author thinks that this should not a big problem for the selection of loan purchase a car of young people, otherwise will not choose this way to purchase a car. What is the so-called threshold? Not your income, not your credit, but you don't have no house, if you do not have house property card, then feel shy, you are out of the car outside loans. Maybe someone will question, but now the price is so high, has just released the Academy of Social Sciences, "green book" prices are mentioned in the property market bubble is too large, if you can afford the real need a loan to buy a car? Although this seems very convincing, but in front of the bank loan is feeble. Loan to buy a car must submit copies of property cards and, otherwise even if you stable income, good credit, "no fixed abode." you can look out!

 

It has just entered the community of young people, in the end how to purchase a car? Have stable income, the first payment is sufficient, but because there was no room no car? There is not a easy, convenient, no proof of real estate can still purchase a car loans? It will have to mention the Chevrolet young GMAC-SAIC automotive finance service launch plan. As a special for today's China social young Xinrui, tailored plans to purchase a car. Compared to the current general loan products on the market, Chevrolet young people plan for household registration, the guarantor and the property has no special restrictions, as long as there is a good credit record can apply, very much in line with many young persons now purchase a car. At the same time, this plan is a major bright spot, it is compared to the current generally loan products for the amount is very low, the highest can save more than doubled, completely does not affect their quality of life. In general,"ChevroletYoung people plan "has the following advantages:

1, do not limit register, not limited to property, Shoufu low, low for months, is the loan program for the contemporary young people tailored

2, only 6 months (including) above a good credit record and a stable source of repayment;

3, the first payment is low, only 25% of the price, the lowest 30000 yuan can be done

4, the first time for as long as one thousand yuan, a year almost no extra burden, does not affect the quality of life

5, the young plan in the first year or so, a one-time payment of the prices of about 10%, the year-end bonus or dividends at the end to pay, do not affect the normal living expenses;

By the end of 6, second years of the tail section - (1) can be a one-time payment, or (2) replacement car without the need to return the tail section; or (3) installment 12 months -- two years playing two trolley, flexible and convenient, as you wish.

 

To purchase a car nowadays young people in hot pursuit of the Chevrolet Cruze as an example. The guide price is 108900 yuan, if the Chevy young people plan, we only need to pay 27225 of the payment, which sells for 25%, you can easily enter the car, car owners ranks. In addition to the first year repayment period, the monthly 1689 yuan only, this also does not form a great pressure to the daily expenses.

 

So as long as a good choice for their own loan products, no room for the young people can still enjoy the loan purchase a car service at the end of last year, a preferential. Of course, I also hope that more loan products can lower the threshold for loans, detailed evaluation standard, instead of simply does not comply with the present Provisions to restrict the young people purchase a car. Of course, choose the loan purchase a car of young people, but also to rational consumption, constrained credit value of oneself. Only our own focus on the value of credibility, the loan market to gradually mature, perfect, humanization. Instead of today's no real = no car, seems very reasonable, but let people know!!