Generally speaking, the insured or the parties to do the following things:
1The authority shall, if it is29One of the parties to resolve the traffic accident, can fill in "the parties agreement to resolve a traffic accident", and report to the insurance company for not applicable29To solve a accident or not clear liability accident, shall immediately notify the traffic police department, protect the site and report to the insurance company.
2The insurance company, assist on vehicle survey, photography, loss.
3, prepare the necessary documents, in a timely manner to the insurance company for compensation.Must carry documents include: the insured person Id original, the original insurance policy, the reporting person Id original, accident driver license, accident vehicle permit, non insured report should carry the power of attorney and insurant ID etc..
4After the closing, the insurance company as soon as possible, to receive money.Receive to carry the insured and the payee ID.
Special circumstances:
A notice in a timely manner, if the insurance company is not in the remote place after be or get out of danger, how to do?
The insurance company regulations48Hours of report, such as not timely report, timely and retain the best evidence.
Two, if the third party personnel were injured in a car accident, insurance Proxy Companies will charge compensation.
When a vehicle accident involving third parties injured,Involved in a car accident accident liability assessment, and the identification process the amount of compensation the injured is very complicated, so the insurance Proxy Companies cannot travel agent claims, can only provide the necessary assistance, these people must participate in the entire process of accident treatment.
Three, the vehicle distress, such as not to hurt, so the processing according to what procedures?
1: find carry insurance card, report to the insurance company to report telephone insurance card, such as path loss(The damage)Or injured, or more serious damage to the vehicle, or auto double vehicle or vehicle accidents, all should be reported to police, otherwise the insurance company may reject.
2A: vehicle report, insurance company case staff will inform the customer of need or loss will be out, for the site, does not destroy the scene and unauthorized car moved; some special cases, the owners agreed, and with the insurance company for multi range after taking pictures, with or without a scene, you can notice the rescue unit will be the car move; such as vehicle for traffic police team, is required for path loss or other loss, solve the end of other matters, to get the police released before the Announcement Trailer rescue unit.
3:In addressing the other related matters, owners should look for a reliable repair unit repair, recommended to choose the brand and reputation of the repair enterprises.In addition, the owners to repair unit, best to bring the original insurance policy.
4: vehicle after repair, the owner should test inspection; another is to check whether the loss of key parts of the parts replacement requirements for the replacement; finally asked the repair units issued the quality warranty card.
Four, the insurance company can be designated repair?In some insurance companies have cooperative repair station for vehicle repair what benefits?
Insurance companies could not designated repair station, but many insurance companies have advised clients to choose the repair station.The insurance company for some reputable repair station granted within a certain amount of claims rights owners, out of these repair station to repair the agency claims.