The parties to negotiate the car accident Guide

 

Wuhan City motor vehicle damage accident insurance claims service center (hereinafter referred to as "claims center") scope?

Suitable for 6 a.m. - 20 motor vehicles in the city (not including Dongxihu, Huangpi, Jiangxia, Xinzhou, Caidian, Hannan District Six) occurs on the road does not involve any casualties, only causes all loss of vehicles, road traffic accident vehicle can automatically move.

The "claims center" what changes?

AIs increasing the number of claims service point, "claims center" the new golf claims (in river) and south the claims (in Hongshan), in addition, the original in the claims for the demolition, relocation to Hongshan traffic group beside the red claims, Baofeng claims the plus (in China) and tricyclic claims (in Hanyang), a total of five treatment compensation;

TwoIs to accept the accident time prolonged, the original acceptance time is 8 pm to 19 PM, now changed to 6 am to 20 pm, at the same time, the claim work adjustment for eight thirty in the morning to 18 pm;

ThreeIs the accident loss amount accepted to cancel the limit of $2000, approved by the insurance company or assessment agencies, the actual loss of over 2000 yuan, the claims stagnation point according to the police party fill the "agreement", the scene of the accident and the corresponding investigation photos making "road traffic accident report", then the insurance company according to the accident liability for claims.

(read: "Wuhan City motor vehicle traffic accident loss by the involved parties approach (Trial)" specified in the first paragraph of article second: the amount of loss of the accident vehicle must be within 2000 yuan, and the parties of the facts and causes accident no dispute. The above limitations do not exist to facilitate the operation of the problems in the daily accident treatment process, the parties often can not determine the amount of accident loss, but also to the degree of responsibility of issues at the scene to wrangle, caused great impact to the normal traffic road. Therefore, with the relevant departments of communication, in June 15th began to adjust to the: where does not involve the wounding, car accidents and the vehicle can be moved, regardless of the size of the loss, the parties should be in the principle of ensuring the safety of photographing the scene immediately after the evacuation of the site, and then to the settlement center for claims procedures; the facts and causes of holding the car accident dispute, the parties should be after the alarm, in the principle of ensuring the safety of the scene photos or marking the parking position, immediately or to claims center for claims procedures for vehicle to do not impede traffic location.)

FourIs the insurance company to claim points survey personnel have changed, now there are many insurance companies take the mutual surveying mode, can improve the claim point survey, damage efficiency.

(read: due to the increasing number of claims, the insurance companies must increase the cost, especially the smaller companies are very difficult to accept, after repeated research and consultation, take flexible between each insurance company mutual generation for loss, damage to the principal assessment companies and insurance company directly to the loss of three survey damage mode, reduce the insurance company operation cost at the same time, improve and ensure each claim point survey efficiency.)

"Service claims center" set in where?

The establishment of the city's "claims service center" five points, respectively:

1, China Baofeng claims point address: No. 101 Baofeng Road, Qiaokou District (Wuhan Baofeng import auto repair factory)

Tel: 83644845

2, Hanyang Sanhuan claims point address: No. 90 Hanyang Longyang Avenue (Hubei Sanhuan Jintong automobile Limited company)

Tel: 68840829

3, Jiang'an Golf claims point address: Xing Ye Lu, Jiang'an District Huang Road No. 8 (Wuhan golf car repair Co. Ltd)

Tel: 65695108

4, Hongshan south the claim point address: Hongshan District of Xiongchu Avenue Yangjiawan No. 588 (Wuhan south numerous auto repair service station)

Tel: 87777800

5, Wuchang red claims address: three Wuchang Road District No. 38 (Wuhan Zhongnan red car repair service department)

Tel: 87276733

The car accident happened loss, which is not to "claims center"?

1, motor vehicle without license, no conformity inspection mark, no insurance mark;
 2, driving without a valid motor vehicle driver's license;
 3, the driver drinking, taking state control of psychotropic drugs or narcotics;
 4, the collision of buildings, public facilities or other facilities;
 5, carrying flammable and explosive substances and toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods vehicle;
 6, the parties can not self moving vehicle;

7, the vehicle side of traffic accidents;

8, after a traffic accident, a party to escape;

9, not in the "claims center" accepts the occurrence time within the scope of the traffic accident;

10, a vehicle accident for the bus, trucks and military vehicles, police cars, vans and other special vehicles.

The car accident happened damage, the parties should be how to deal with?

The "measures" provisions applicable to discuss the damage of traffic accidents, according to the following methods:
 (a) shall immediately withdraw from the scene, can be conditional on the principle of ensuring the safety of the scene photographed or marking vehicle accident site location, the car is moved to the safe place does not obstruct the traffic;
 (two) the parties mutually verify vehicle inspection mark and motor vehicle traffic accident liability compulsory insurance (referred to as "pay strong risk") after the mark, fill out the "Wuhan City motor vehicle damage traffic accident processing agreement" (referred to as the "agreement"), check the common signature after each hold one copy, and the mutual recognition of contact.
 (three) the parties shall go through the formalities for settlement within 24 hours to the nearest "claims service.". To ensure that all arrive at the same time, both sides can exchange the effective certificate.

Five, the biological damage of traffic accident, the parties should be the process of how to negotiate?

 

The accident vehicle to do not impede traffic

The scene to the respective insurance company to call the police

The "agreement" to go "claims center"

The scene consultation for giving up the insurance claim

Negotiation process itself, fill out the "agreement"   The evaluation of vehicle damage disputed how to do? The parties to the vehicle damage assessment disputed, should be before the vehicle to the commodity price departments for cars unrepaired damage assessment. "Agreement" to receive from where? "Agreement" in the insurance company service window, insurance agency, "claims service point" for free, also can be in Wuhan city traffic network and Hubei insurance industry association to download, and onboard. Occurrence of car damage after the accident, the parties do not around the "agreement"? Motor vehicle drivers biological damage accident, does not carry the "agreement", the two sides can in the shooting scene photos, common to the claims service point to fill the "agreement"; can also use other paper briefly records accident time, location, vehicle licenses, vehicle type, driver's license number, contact telephone number, morphology, accident accident sketch, and signature confirmation, and then common to claim service point to fill the "agreement". In 20 to damage a vehicle traffic accident the 6 period has been how to deal with? Car damage traffic accident on the night of 20 to 6 when the next morning time takes place, the parties shall in principle of ensuring the safety of the scene photographed or marking vehicle accident site location, immediately leave the scene, the vehicle to do not impede traffic location, and immediately to the vehicle insurance companies reported, according to insurance contract agreement with the claims procedures, at the same time the alarm to the traffic control department of the public security organ, waiting for the traffic police to deal with If all parties to the traffic accident claims procedures? Yes. Traffic accident parties must be in person at the same time to the same claim for compensation procedures. The facts and causes of the accident the parties disputed how to do? The parties to the accident facts and causes hold car accident objection, should alarm, in the principle of ensuring the safety of the scene photos or marking the parking position, immediately or to claims center for claims procedures for vehicle to do not impede traffic location. Parties to reach a negotiated agreement, a party not to claim for compensation, should be how to deal with? By the claims to the traffic control department of the public security organ in accordance with the law. 19An insurance company which is 19? Their report telephone is: Company                                       Call to the police The Peoples Insurance Company of China Hubei branch                 95518 China Pacific Property Insurance Co Hubei branch                 95500 China Ping An Property Insurance Hubei branch of Limited by Share Ltd                    95512 Tian An insurance Limited by Share Ltd Hubei branch                           95505 Taiping Insurance Co. Ltd. Hubei branch                               95529 Chinese earth property insurance Hubei branch of Limited by Share Ltd                   95590 Yongan property insurance Hubei branch of Limited by Share Ltd                       95502 Huaan property insurance Hubei branch of Limited by Share Ltd                        95556 China United Property Insurance Company Hubei branch                   95585 Yongcheng property insurance Hubei branch of Limited by Share Ltd                       95552 Huatai Property Insurance Hubei branch of Limited by Share Ltd                       95509 Anbang property insurance Hubei branch of Limited by Share Ltd                       95569 Du Bang property insurance Hubei branch of Limited by Share Ltd                       95586 Tianping auto insurance company Hubei branch                                   95550 Sunshine Property Insurance Hubei branch of Limited by Share Ltd                       95510 Bohai Property Insurance Co Hubei branch                       28002111 Ming An insurance (China) Co., Ltd. Hubei branch                       95506 GF Securities Limited by Share Ltd Hubei branch                   4008195598 Changan insurance Hubei branch of Limited by Share Ltd                       85683456