The 2007 edition of the A B C commercial insurance clause corresponds to the insurance company

A: sunshine, PICC, China United, earth, Tian, Yongan, Ampang, Huatai, Volkswagen, China Life Insurance, marine Tokyo, a total of 11, 74.66% share of the market.

B, Huaan: peace, peace, honesty, sunshine agriculture, Du Bang, Bohai, China, CAS, Hyder, Allianz Guangzhou, AIU Shanghai, Liberty Mutual Chongqing 13, 13.72% market share.

C: Taibao, Annwa, Mitsui Sumitomo agriculture, Shanghai Shun Shanghai, Bank of China Insurance 5, the market share of about 11.62%;

One, the scope of compensation is different

1, in the natural disaster, B than A more storms and tornadoes, C than B increased the typhoon, tropical storm, snow, ice, dust storms in. In the natural disaster, the compensation scope A the narrow scope of compensation, the most wide C.

2, individual glass damage, A for any glass damage alone are not compensation, B and C for the skylight glass separate damage. In separate glass damage, compensation scope A the most narrow, not lose all.

Two, no compensation range

1, B and C are specified when the insured motor vehicle shall not bear responsibility for the accident, no compensation for the loss of motor vehicles, A has no such provisions. A is more favorable to the insurer, especially when the liability accident for non motor vehicles or pedestrians, or the responsible party although motor vehicles, but the responsible party seemed not to pay.

2, B expressly do not pay parking fees, custodial fees, buckle fare and various fine; C expressly provided no compensation for the attorney fees, litigation fees, arbitration fees, fines, penalties or punitive damages, and without the prior written consent of insurance inspection fees, appraisal fees, assessment fees. A none of the above provisions. Therefore, A in this aspect of the insured is most favorable, C the most unfavorable. Damage to the 3, B does not compensate for separate mirror or light, A and C without this provision. B the worst

Three, the exemption for the liability for compensation different family members caused the loss of personal property exemption, three slightly different terms: A, relieved of liability of the insured and the family members of the loss of personal property. B: exemption from liability of the insured and members of their families, which allows the driver and members of their families and personal property losses. C: exemption from liability of the insured and allows the driver property loss. The C clause exclusive launch 07 new terms: "the wheel breakage alone" insurance: accident insurance, caused by the wheel of a motor vehicle (including steel) damage alone, tyres were Norte, cut, all belong to the scope of insurance. Standard: new car purchase price premium for X0.2%, with a $100000 car as an example, the purchase of the additional insurance premium is about 200 yuan (before discount) life insurance and safety without such. The C class in terms of the third party liability insurance on the scope of the life insurance and safety are larger than. there are telephone car insurance companies are: Chinese PICC (train telephone car insurance) Security Pacific Insurance Insurance Huatai Insurance China joint insurance insurance insurance, and telephone can enjoy different preferential and to different companies.