The telephone car insurance and traditional insurance agent on advantages and disadvantages of

After more than ten days, my car insurance will expire, and these days the phone constantly, can be said to As one falls, basically are those who call the insurance company, Ping An insurance, insurance, the insurance, insurance and so on balance, the insurance companies Exhibition, some which I had never had heard of a small company, called uniform are young people, can imagine mostly come from Beijing Shanghai Chengdu Hangzhou City, a building, in a big city, a large room rows of box type seat, these young people are sitting, each holding the phone number one owner bought, a carpet bombing, as long as there is a glimmer of hope, we take the stalker tactics, until the success of the business. But the phone content are surprisingly consistent, are themselves, low premium, claims the speed, reasonable compensation amount, processing efficiency is high, in a word, after listening to let a person produce a kind of like entering heaven, inter trance feel as if this wasn't in Chinese, imitating Buddha came fluttering Huhu one of the most efficient and most creditworthy country, people in the spirit of a God.

In fact, it is no wonder that these kids, now work is very small, a college student graduation, unemployment has become an indisputable fact, since this is so hard to find a job, you have to settle for second best, as long as it is a work, some people scramble for, let the vivacious young people like this all day to sit on the seat make a phone call, but also bear other impatient rejection even scold, and there can be no resentment, a grandson installed role, really want to present these difficulties in the world young people praise. But praise be praise, but also further thought, those phone insurance is not really like that perfect, whether there are what traps waiting for you drill? After all, business is the spirit of quality first, reputation first, service all genuine goods at a fair price is certainly welcome, but if they don't say so perfect? Now the business reputation on problems in the Chinese meet the eye everywhere, even on hunger breeds discontentment event can be fake precursor, and these relationships and life health no commercial projects, could not help but make people uneasy, and doubt.

In fact, China traditional commercial principles always is not afraid of wine alley deep, as long as your insurance is credit outstanding, not propaganda what, its own people's reputation for your lips, and those who rely on their own gab rigid propaganda packaging, estimation also not is what cheap or even greater value. The past insurance market is mainly depending on the agent system, I bought last year is looking for an agent to handle the insurance, a problem can also seek him, he will help you horse pommel to run, because the insurance industry inside the complex procedures, rules of cluster, a layman will often struggle to cope with, and even run up after the road is not deserve rights, agent as familiar with it, he can maximize the gain interest for you, at least you run down to much more cost-effective. But the world has not serving the people of Lei Feng's spirit, work for you, of course you have to pay him, and this so-called compensation is insurance costs fifteen percent to give the agent as a commission, much of the money, but you can get out of the accident after the security and peace of mind, from this point of view speaking also is value for money.

Later, peace, the first in the country launched a number of insurance business, one stone arouses 1000 billow, so many insurance companies have to follow suit, all of a sudden phone insurance market warlords, smoke, because the business cost low, but was hired several young people keep on the phone all over the country hit the telephone harassment, The heavenly maids scatter blossoms., work miracles, a net will always get some fish and shrimp, and input costs, benefits of natural high. More important is Chinese in the current economy is not bounteous circumstance, we figure a cheap, and it is the biggest advantage of telephone insurance not to pay management commission, because the telephone car insurance link has destroyed agent system, the company directly to the interests of this part let to consumers, greatly saving consumers car cost, I this car, estimated the difference of more than 800 yuan, is really a big enough to allow each consumer's number.

Of course, everything good or bad, cons phone insurance is not an agent to run errands for you, out of things and have to deal with, do not understand this person you may lose their interest, the agent in the accident loss, because the company has business relations and surveyor, comparison familiar with, can give you the appropriate amount of the loss will be high, from the way for you to win the benefit, but the telephone car insurance claim handling charge member can't sell you any friendship, even often fight over the smallest trifles, set too low, both sides win flush with shame, part phenomenon, province down insurance money soon may be claim links swallowed, or even loss, this is some of the owners would rather spend more money for the agent insurance.

In fact, things appeared out of nowhere, nature has its hidden reasons, telephone car insurance is best for people who drive should be well behaved part of people, for their part, the insurance is at best a psychological comfort, in fact in the future will hardly with the insurance company to play deep dealings, since that is the case, it can save a little, phone insurance to meet this part of people's psychological needs, but don't underestimate this part of people, after all, insurance is a risk sharing business, the insurance is always a small portion of the population, and a large number of car owners are basically to the insurance company to send the money, because they probably won't make an accident, even though the crime, only involving hundreds of yuan small rubbing, in the face of tens of thousands of yuan premium, most of the costs or as insurance company profits. And for those who drive frizz technology does not pass person, telephone car insurance didn't seem suited to their taste, do not rely on the agent, light force on his own and take the profit as the supreme management principle of insurance company to deal with, I'm afraid is ultimately not to earn what cheap.

The telephone car insurance is also a big defect, that is some personnel management idea just seek nothing but profits, often exaggerate the premium is low, service precision, but deliberately to owners conceal some clauses, so that the accident happened, the owners know there is some project insurance clause is no state can get compensation, the original just for the premium is low, but pay a heavy price, harm the interests of consumers, in fact, that in the long run is a lose lose situation, in the interests of owners of damaged at the same time, the insurance company's credit will also be damaged, deceived consumers will through various channels to spread the truth, for you to restore the reputation, I'm afraid the price to pay is far greater than what you earn it cheap, insurance business is not a pole business after all, insurance companies do is long-term reputation, reputation above should be considered short-term profit, only such, ability in the fierce competition, homogenization competition increasingly brutal now occupy the market share, lay the benign development of the cause of the foundation.

As far as I am concerned, because always compare the drive safe, stability is not fast, but no regular run provincial technical opportunity, after a period of training, have also have a well-thought-out plan, have confidence in their own right, in this case, choose the telephone car insurance should be a wise move.