The syndicated loan, the bank

Syndicated loan

 

    If your enterprise has the amount of long-term funding needs of short-term or larger, the bank submitted by banks, is responsible for organizing the plurality of bank loans to you, which is syndicated loan.

 

    The bank provides you with the syndicated loan refers to the banks and other approved loans banks or non bank financial institutions use the same loan contracts, to provide you with financial loans according to the agreed terms and conditions.

 

    The main characteristics and advantages of bank syndicated loan business is, help you raise a large amount of money in a relatively short period of time the funds; to help you get a one-time long-term funds, reduce the financing transaction, reduce the financing risks; help you expand enterprise influence, and further enhance the enterprise's financing ability; simplified drawing procedures, convenient to carry out the work.

 

    Syndicated loan currency for yuan and freely convertible foreign currency; syndicated loan is suitable for short-term, medium-term and long-term loans, etc..

 

    Concrete procedure:

 

1The application and delegates. You can apply to the bank at all levels of the syndicated loan applications and commissioned by the bank as the lead line to form a syndicated loan business mechanism, put forward to fill out loan applications and syndicated loans, power of attorney;

 

2Investigation, evaluation and market testing. According to your application loan evaluation and market test results, puts forward the corresponding loan conditions.

 

3Examination and approval, and organize. Syndicated loan by bank approval, can carry out the syndicated loan to organize work.

 

4The signing of the agreement and withdraw: draft, and signed the loan contract, the implementation of ATM prerequisites can support loans, at the same time, the agent bank loan management in accordance with the agreed.

 

    Syndicated loan price by the loan interest and costs of two parts, the specific costs include commitment fees, management fees, fee, agency fees, fees and other specific interest rate; and in accordance with the relevant provisions of the people's Bank of China and the China Banking Regulatory Commission China, determined by your negotiations with banks.