Career your nephew met these financial hard, planningThe self-employed can loan you
Difficulties?

Keywords: want to start your own business can loan?? I have my own retirement certificate can loan? What is the minimum interest? I work have identity cards with bank water currently has two companies in the loan of 40000, wage income is 3500-4000, whether the loan? Applying for a business loan to apply for business license? I ask such a condition can loan? Can take?

For housing mortgage loans and unsecured credit loan interest rates!

Recently 50000 funds to do short-term turnover, time for 1 years. He has a value of 300000 of the real estate, mortgage (bank loan period of 10 years, and 3 years, more than 30000)! Don't want to let the family trouble, so want to choose the unsecured credit, income proof is by the work unit certificate? If my 7 years of bank mortgage repayment water single can do effective data for credit? Each number is the last housing mortgage loans and unsecured credit loan interest rates? It is a simple or compound? Thank you very much!

　　Borrowing needs to know?

1 is the contract interest rate should be appropriate. If there is interest, the two sides should contract interest rate in the written agreement. Interest rates may be higher than bank lending rates have similar period, the production and management of private loan interest rates can also be appropriate to higher than life consumer lending rates, but the maximum shall not exceed four times the bank lending rates over the same period (including the interest rate the same number)


2 as the amount of the loan, if necessary, to the borrower to provide security. Lenders in lending money, according to their familiarity with the borrower, understand the purpose of whether there are other borrowing, repayment ability, how to determine the loan amount. If a larger amount of the loan or borrower repayment capacity is limited or the existence of risk, should require the borrower for a certain economic capacity of third people to do the guarantor, or request the other party to provide the corresponding property as collateral.

　　The introduction of Guarantee Corporation

When individuals or enterprises to bank loans, the banks in order to reduce risk, lending to individuals not directly, but require the borrower to find third party credit for its.


The Guarantee Corporation will according to the requirements of the bank to the borrower, issued by the relevant proof of qualification review, the review of documents to the bank, the bank for review after the loan, the corresponding fees charged by Guarantee corporation.


The Guarantee corporation act as a bridge between man and the role of banks. So a qualified Guarantee corporation must have higher occupation accomplishment, which can guarantee the enterprise or individual success, and can ensure the safety of bank lending, risk reduction.


Guarantee Corporation, quick, low threshold, issuing a speed advantage, so in China in recent years very popular.

I want to apply for personal credit unsecured loan

For personal credit unsecured loans to what procedures

　　Ms. Wang housing mortgage loan
Monthly interest rate: 6.00-6.80%
Loan amount: 500000 yuan
Loan period: 12 months
Loan period: 15 days
Ms. Wang is an accountant, a set of 120 square meters throughout the housing in Chengdu two loop. Always wanted to purchase second-hand housing. The recent news of new " country of five" on the second-hand housing transactions tax 20%. Ms. Wang had to advance to purchase. In order to avoid future pay 20% of the purchase tax. Consultation in the company, we have made the most for her mortgage loan scheme for her. The easy solution of Ms. Wang purchase needs funding problems.

　　In 2013, consumer loan case
Monthly interest rate: 7.86-7.86%
Loan amount: 800000 yuan
Loan period: 120 months
Loan period: 40 days
In 2013 February, Mr. Chen has a mortgage to buy a house, the 4000000 house values, there are 1300000 loans, now Mr. Chen because the business needs a new site gold, want to use the house as collateral for loans, but loans must be repaid loans, on one hand, Mr. Chen has not so much liquidity repayment, in addition to the original loan interest rates hit 30 percent off, Mr. Chen does not want to to settle, but if you take the house to pawn, interest is too high, then Mr. Chen listen to friends, find me, I know Mr. Chen requirements, recommend a loan products, root according to Mr. Chen's property values, you can not settle the original loan under the circumstances to lend to Mr. Chen, 800000, the loan period of 10 years and in addition to the traditional matching interest repayment, but also 11 year monthly interest only, twelfth months interest 10% principal, convenient to Mr. Chen business capital turnover.

A few years ago there was a bad credit can now credit?

In this paper, the relevant keywords: who can apply for a student loan? China Construction Bank's mortgage loan account and repayment account is the same? Not by personal credit loan review, loan officer said I don't have a credit record is why? The house mortgage loan or again, how much is the fee? Undergraduate poineering loan can waive what charges?