The second-hand car of bank loans to the

In recent years, with the improvement of people's living quality is getting better and better, private cars are more and more, but due to the one-time investment of a large sum of money, the owner may have cash flow problems, so people tend to think of to use the loan to buy a used car. However, the purchase of second-hand car can loan, actually can successfully apply to little.

According to ecological treasure investigation, although in principle, as long as the applicant to pay the first payment of second-hand car, to provide the relevant information needed to, have the ability to repay principal and interest, and personal credit good can apply for second-hand car loans through lending institutions. But in practice it is often not so simple.

This is because, lending institutions in the strict requirements for personal loans at the same time, the second-hand car also strictly, the price is lower than one hundred thousand of second-hand car vehicle age, if more than five years, is unlikely to apply for loans. At the same time, some lenders require the applicant must have a bank approved real estate financial as collateral to obtain loans, second-hand car. Another reason is because the second-hand car loans and complex operation, auto loan default rates have been high. So now, want to through the bank for second-hand car loans are often unable to pass the examination and approval, in vain. Relatively speaking, the application of second-hand car loans through the Kingsway treasure net credit platform, the success rate will be slightly higher, want the loan to buy second-hand car friends may wish to try.