Information related to loan process 1, charge the buyer and seller bank loans required;

2, to assist the lender (buyer) signed bank loans, to the Bank of first instance text;

3, to assist the seller and the buyer for the transfer transaction;

4, the buyer to receive new property permits will be property rights certificate, the sale contract, deed tax certificate, the original old land certificate and submit to the Guarantee corporation;

After 5, the new property permits a, Guarantee Corporation will loan text and buyer's property information to the bank loans and provident fund center for examination and approval;

After 6, after the approval by the housing bank, "the letter of guarantee issued by the Guarantee Corporation" loans to customers;

7, loans to housing home Guarantee Corporation account, notice to the seller and the buyer, the seller receive 1629 sign on the spot;

8, housing home Guarantee Corporation on behalf of the buyer for land permits and housing mortgage procedures. Will the property permits, land stock buyers, the housing He Xiang of bank.

And as demand for automobile loans growth, coupled with bank funds available, leads to the bank to apply for loans more difficult. Especially second-hand car loans. Bank loans for second-hand car is very demanding, in addition to the lender shall meet the conditions of

Automobile industry, loans need to comply with the relevant provisions. Then, the second-hand car loans which demands for vehicle - used car loans to models have restrictions - used car loans have restrictions on car?

First of all, want to get used car loans, need to be valued at eighty thousand yuan to eight hundred thousand yuan between. Secondly, the second-hand car loans have restrictions on car loans, the second-hand car to car age not more than five years, and if the car, jeep or of a commercial vehicle, such as trucks, buses, and trucks and other models can not apply for. Only the vehicle can satisfy the above two conditions apply for second-hand car loans.

For loans, the loan interest rate cut to the mortgage market influence. 1 months two cuts will make a loan of 20 years of property buyers, monthly interest to reduce the nearly 300 yuan. Twice cut interest rates to reduce the mortgage burden is not much, but the psychological impact on property buyers will be very large. From cuts and see a positive impact on the market
The deterministic, loan interest rates down, stimulate the demand for loans. For borrowers, loans will be more smooth, so as to stimulate the market consumption demand.