The seam to sell cars: "what? We robbery here"[the car]: simple

- this is for the first time to buy a car friends

Mention "patchwork" car of two dealers, I believe many of my friends all know or had they bought the car. These "patchwork" two dealers often with more favorable than the 4S shop price, more present decoration and other talk rapidly. words many first purchase a car consumers may enter the trap, as long as consumers in the purchase a car he, this trap is set up, next to you. The author 3 years ago in Asian Sports Village car city joint son dealers that buy a car, after the trouble can be said to be a long story......

Buy: not true as if it were raining flowers

The second half of 2002, Beijing's public transport more and more crowded, I want to buy a car, 100000 yuan of the following family hatchback, the object at that time can choose not many. Although POLO work well when the price is high, sail SRV also is in 100000 yuan of above, finally will target the Nanjing Fiat Palio 1.5, was lower with 1.5EL vehicle price 97900 (Jin Shuqi), calculated from the loan can also accept. Compared with the same level of the car, the configuration and performance of power supply can be said is very good. 1.5L emission car 0-100 acceleration in 11.9 which at that time is almost the best score, and CD+6 speaker effect is also very good. At the same time, ABS, EBD and other active safety equipment is also complete, the appearance of the author also likes very much, especially the Giugiaro design classic car tail let the author feel fashion. However, because he did not catch the Palio club organization group purchase, the author had himself went through the city 4 4S store at the time, found that this model was very popular, also need the car, almost a month later to mention cars, this let worry a person intolerable (just take this time may have many friends such psychological). At this time, a friend suggested that might as well go to Asian Sports Village car city to have a look, because there are a lot of two dealers, could have the car. Think also, then went to Asian Sports Village, I can only say that this is the beginning of a nightmare.

Asian Sports Village car city is really a good place, what the car, certainly not the lack of the "red car" - the Palio, just when I was wandering in the car around, two less than 30 years old. The Northeast accent the man began to flirt with me: "the elder brothers to buy the Palio?" "We, the car", "stage is very convenient", "there are a lot of decoration to send", "tomorrow will be able to lift the car"...... The first car did not have any experience I was so they deceive the back office (later to know that this isn't what office, no two months this gang is empty). When the sales take card is called a southern LONCIN card, also said they are South LONCIN sales staff, company address in Wilmar bridge near. Although they are not the 4S shop, but said it would immediately put on the car, but also give some decoration, and the insurance vehicle licensing examination all in one service (a dragon to collect fees 600 yuan). Because at that time is not assured, the author of second days to verify this company. Does this company in Wilmar Bridge West, a five storey building, it seems the company strength is also good. The company also confirmed that the Asian Sports Village car city a man named Liu man is their sales personnel, I had some worries now basically eliminated, the blame was too naive.

Three days later about the sale to pay the car, the author according to the normal procedure signed loan purchase a car three copies of the contract, and they were helped by the first years of insurance, insurance 4500 yuan, just know later also slaughtered. In addition to the other to pay 1000 yuan deposit insurance, when the sales told us that if we don't this a deposit of 1000 yuan, second years can not where they continue to insurance, because the insurance Maoni a lot, I really want to go back, was still feel this brother who is also good. And although the price is not negotiable, was also presented the whole car film, rubber, pad, oil duster many decoration (gradually discovered, in the use of after these as things quality was very poor, reflective film, plastic taste is very large, the foot pad material also is not well, think of is sent, also endure). In addition, they also provide the first year insurance 24 hour rescue card, said at the time of 24 hours 5 ring within the free rescue, out of your car repaired, after sending the door - all sounds very beautiful.

To pay the first payment after the sale, or even take us to repair a factory of the Fiat car, I feel very strange, why I go to buy no car, these joint son to have the car? However, at that time, think the car crazy, also gave so much, go to the car. Vehicle licensing examination after finally drove his car on the road (which also received 100 yuan licence box money, which is not allowed to take photos, afterwards just know this is groundless statement), after a while I began to notice took passbook repayment, but purchase a car formalities they said collateral in the bank, and the contract in the south is a LONCIN company, a mortgage in the bank, a used record, so I not here. At that time, I did not think too much, because the driving license is his name, also not too concerned about, after all this time still immersed in the joy of my first car.

Insurance: from the road so much trouble ""

All said the insurance guarantee peace, Ping An insurance is domestic count as one of the very best well-known insurance company, my car is safe to should do not have what problem. And there are 24 hours 5 ring free aid, I should relax to. But when I after the vehicle out of the (novice some bump is a normal phenomenon.), the so-called 24 hour rescue card phone has hit in the past no one answered, both landline or mobile phone are the same, not long before the two phones are down. So I had to start contacting their and the insurance company, the phone call in the past to know, I this car in Chaoyang District on the car is actually Fangshan District Ping An insurance. When the heart with you, the original insurance also divided into districts, set loss claims department are far apart. But because the outskirts of the insurance companies give discounts are often much higher than the city, so many dealers in order to make more profit to the outskirts of insurance. At this time, to sell my car sales call and he said that he was not in Beijing, nor in the South long Xing, let me contact and southern longxing. So I gave the South Longxing call, ask the insurance. Southern Longxing says this is the normal situation, where the insurance company can be guaranteed, I didn't ask for, after all, the first time to buy a car, the lack of experience. Moreover, because the insurance in Fangshan, they do not provide agency services, only my own district run. However, this have what way? The car be or get out of danger can not go to the insurance company, and the promised what 24 hour rescue, home insurance services so and I easily passed, all reasons are attributed to I didn't ask. So in the first year, I had to run out of more than two times in Fangshan, to complete all of the insurance program, but because the rural county insurance companies are relatively small, every time take time not to say, the waiting time is set loss is also very long, so I determined not to second years their insurance, insurance 1000 yuan deposit not should not.

However, it is not that simple. In the coming time need renewal, the LONCIN people calling must in their continue to insurance, I said that when buying a car sales said if not insurance deposit can not in this to the insurance. Who know each other even deny by oath to these things, they also said at the time to sell my car and their company has no direct relationship, only Asian Sports Village Pinfeng infants, they say is not representative of the southern LONCIN company. But said the South LONCIN doesn't directly for car sales, but only to help Asian Sports Village companies for loan. And explain, last year, a number of card phone printing error, also said that Asian Sports Village has a fake their company's rescue card, so I can not be linked to the rescue. In the purchase a car before I went to the company, to verify the sales status, but now how a deny by oath? And the South LONCIN also told me, this car is not on my behalf to the bank mortgage, because banks do not apply to individuals purchase a car loan, but with their southern LONCIN company on behalf of the mortgaged to the bank, so I have to be there on the insurance, the insurance beneficiary must be the South LONCIN company. I wonder, when these things why don't I know? South LONCIN and at that time Asian Sports Village sales say don't agree, at a now a, South LONCIN can not say those sales they also tube, say they do not know. But the South LONCIN said three copies of the contract, a copy of the south bank, a LONCIN, my hands a copy of all along, but I didn't get a contract I, when Asian Sports Village sales told me a contract is a in the South LONCIN company, a mortgage in the bank, a used record, so I not here, so I should belong to the contract will disappear Not the least trace was found., until after I finished one of them through loans from first to last, I didn't see that belongs to me the contract.

But for the first years of experience, and the southern Longxing insurance insured than the outside have cost 1000 yuan, so I have decided not to continue in here on the insurance, then South long Xing said, without insurance can also, each year to pay 1000 yuan default payment of insurance. In my opinion, this is groundless statement, had paid the insurance guarantee, most of my money do not, why continue to pay? But insurance is not mandatory, they have no right to ask me to specify no discount insurance. So after two years I outside the insurance, all the formalities and insurance are very convenient, I even a little pleased with his choice, but I happy too early.

Have my own car, how so difficult?

Soon three years have passed, I finally end loans, can have a completely his own car. Although the three years since the car prices have dropped a lot, but in the three year of much time bring me happiness is not money can buy. She took me to many places, met a lot of friends, since it is through loans or to the formalities had officially back.

Then began to contact and South long Xing to handle the relevant formalities, a bank that what is smooth, when the time came to care of vehicle registration certificate and invoice began to wrangle. Southern Longxing began to take my insurance thing, because two years without insurance must pay breach of contract damages will continue to go through the formalities of insurance. By this time, how to get it on my hand It doesn't help the situation., no contracts, no recording evidence that, even if the court has no what odds. So start haggling, two insurance damages from 2000 last cut to 1400, southern Longxing never give in, had obediently draws out money. But is not the end, in the bank for the mortgage if registration is not need to cost, and here 200 yuan, a point less. But including insurance damages for breach of contract and mortgage registration fees are no invoice, how to do? Who was it that a pirate ship?

In the past few years and the seam, sales agents and distributors dealing with loans, let me grow up fast in a car, because there is no patience to car in the 4S store, let me pay more than the cost of 10000 yuan, not including the time spent, oil fee, telephone fee expenses, the spirit is destroyed. With the continuous development of domestic credit mechanism, car loans has become more and more young people have the first car a good helper, but I also want to tell those who will buy the first car friends through their lessons:

1 a car must have a positive attitude, do not worry

2 do not rely on a variety of oral commitment

3 of the contract must be carefully review, protection of their rights

4 kinds of commitment to the extent possible, signing contract supplemental agreement

5 insurance must fight for discount

6 not to cannot but situation or in the 4S shop purchase a car

A long time ago to write articles, the original has been published on the che168 web site, please do not reprint.