The post office can also handle loan

The post office can also handle loan
Scrool	Publisher: ZYZ published: 2007-5-13 reading:17Time
■ Loans: postal savings deposits pledge ■ loan amount: the lowest 1000 yuan, the highest 200000 yuan Report from our correspondent (reporter Yan Min correspondentYinlong plus Army) yesterday in Sinpo postal Dragon River branch of the public will find that, compared with the usual has changed, a marked "loans" on the admissibility of the window visible reminder to people -- the post office can also apply for loans. On the same day, small postal savings deposits pledge loan in our city opened, ending the postal savings years "no loans" history. Maximum 200000 loan deposit pledge The loan is paid postal savings institutions to the borrower to the unexpired time periodic RMB savings deposit as a pledge and withdraw the principal and interest of the loan expires disposable. It is in my city residents as loans, loans for a period of one year, business type I pledge loans and other loans loan amount of two, the lowest 1000 yuan, the highest 10 - 200000 yuan (200000 yuan I pledge, others pledged 100000 yuan). In recent years, the postal savings in our city develops rapidly, as of March 31, 2007, the balance of savings deposits of post is close to 5000000000 yuan, accounts for up to 1300000. Post office savings bureau deputy director Yuan Hu introduction, the postal savings for small loans and commercial banks to form a complementary, provide better service for people especially in rural areas, improve the level of rural financial service. The procedure is simple Nakuan most quickly that day This loan procedures simple, the borrower to carry postal savings deposits and Id original and photocopy, to offer loan business of postal savings network free to apply for small loans. After examination and approval by the sign the loan contract, the fastest on the day they can get a loan, in the provisions of the loan amount in the maximum loan amount can reach nine of the amount into the hypothecated deposit certificate. At the same time, the borrower can enjoy certain preferential interest rates, before 31 December this year, implementation of the people's bank loans preferential interest rates (i.e. preference in the people's Bank of the loan datum interest rate 5%), the half year period loan interest rates to 5.3865%, one-year lending rate to 6.0705%. From January 1, 2008 onwards, the implementation of the people's Bank of the loan datum interest rate, the annual interest rate of 5.67%, the year of 6.39%. Due for repayment, the borrower can choose cash, transfer or according to their own situation to use any way to repay the loan deposit certificate as a pledge. To the end of 10 nearly 40 outlets open credit Yesterday to open at the same time certificates of deposit small personal pledge loan business in addition to the Dragon River Branch Post Office, and the post office and Guanyun Xugou Victory Road Post Office, they are my first run, the postal savings outlets, to 10 at the end, the plan will also in the city of nearly 40 postal savings outlets open to do this business.