The new car how to buy insurance? A powerful and unconstrained style

The new car how to buy insurance? Resident Mr. Zhang recently bought a car, buy a car must be insured, so how to get the most suitable, the most value for money car insurance? To provide some valuable advice to car insurance network to provide just the car owners:

Since the beginning of February 1st 08, motor vehicle renewal must all buy insurance to pay strong, among which private cars 6 below 1050 yuan from the previous rate cut to 950 yuan, a drop of 9.5%. While the coverage from the original 60000 yuan has doubled, reaching 120000 yuan. Among them, death and disability compensation limit increased to 110000 yuan, while the medical indemnity and property loss limit unchanged, still maintain 8000 yuan and 2000 yuan.

Apart from the compulsory insurance

The majority of the owners must also for the purchase of commercial insurance

The main points of the main risks and additional insurance, the main risk include: the loss of vehicle insurance and third party liability insurance. Additional risks include: the whole vehicle pilfer, car insurance, liability insurance, glass spontaneous combustion risk of loss, non deductible special risks etc.. The auto insurance commercial insurance points A, B, C three different terms, content and price difference.

Selection of various types of insurance should be considered

According to the appropriate car insurance network manager Mr. Li experience, car caustic danger is most useful for insurance, because both sides of unilateral accident accident, his car inevitably damaged, so have to spend money. When you keep the car damage insurance, whether minor scratch general or seriously damaged, the accident insurance company belongs to the insurance responsibility will be to repair costs.

Because the compulsory insurance ability is limited, difficult to cope with the heavy casualties, so owners in general should buy the third party liability insurance. Third party liability insurance coverage is 100000 yuan, 200000 yuan, 300000 yuan, 500000 yuan several grades are available. Appropriate car insurance network expert advice now because too many new novice, and insurance coverage for considering high commercial three party insurance, for example, now many owners of all three insurance package 300000.

The experts also suggest new best novice also cover non deductible insurance, because the franchise general insurance company will have a certain proportion, that is to say the owner must be out of his own pocket part of the money for the accident pay, and if the insured non deductible insurance, the insurance company can all claim.

Some car park place unattended may by other malicious scratch, so can consider the risk of Nick, within three years of the vehicle can be insured to the insurance. If the premium car the windscreen is expensive, can consider to cover glass. In addition, vehicle liability insurance is the main security as a result of accidents caused by driver, passenger casualties, if the driver, passengers have to buy accident insurance, you can not buy. The new car spontaneous combustion risk is very low, can consider does not guarantee.

In addition to buy insurance, special attention should be paid to some exemption clauses in insurance, should be prior to the insurance agency staff to ask, for example pilfer only in the whole car loss compensation, car parts missing is not paid by the. As the new car drivers mostly novices, accident rate is relatively high, so the general insurance company is not willing to provide to the new big discount. Expert proposal, the purchase of insurance do not simply from the price for the most important measure of choice or insurance credit and serviceFinancial strength is a good company.

Appropriate car insurance network at present for the new users to design a special insurance scheme, where the purchase of commercial insurance in the appropriate car insurance network, will offer 1000 yuan of above, the new car to purchase the higher price, discount is also more. In addition, the car users we also have 40 percent off discount. To understand the automobile insurance knowledge can be a friend in Google search appropriate car insurance premium, in addition to the trial also can understand some common sense of automobile insurance.